371 Main St, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 371 Main St, Winchester, MA 01890

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 4,824 sqft · built 1920
Lot Size	0.283 acres (12,323 sqft)
Owner	2 Individual Names on File
Last Sale	$1,316,250 (Mar 2013)
Tax Bill	$30,277 (2026)
Deeds & Mortgages	Jan 2022 Mortgage May 2022 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`WINC M:005 B:0227 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:005 B:0227 L:0`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	3 Stories
Building Area	4,824 sqft Living Area
Gross Area	8,261 sqft
Basement Area	1,958 sqft
Unfinished Basement	1,958 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,323 sqft (0.283 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	371 MAIN ST
City	WINCHESTER
State	MA
Zip	01890-3013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDB
Legal Subdivision	WINCHESTER
Legal Block	227
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	3
Census Block	3010
Census Tract	338500

Owner

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	371 MAIN ST, WINCHESTER, MA 01890-3013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed of Trust, Mortgage · ARM US BANK NA
May 18, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST REPUBLIC BANK
Oct 5, 2021	Deed of Trust, Mortgage · ARM US BANK NA
Oct 5, 2021	Deed of Trust, Mortgage · ARM US BANK NA
Mar 11, 2020	Deed of Trust, Mortgage · Balloon Mortgage US BANK NA
Mar 11, 2020	Deed of Trust, Mortgage · ARM US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2013 · Amount on File
Deed Sale	Mar 21, 2013 · Amount on File
Deed Book / Page	61442 / 412
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	371 MAIN ST, WINCHESTER, MA 01890-3013
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0079508-50
Date	Jan 10, 2022
Book Page	79508/50
Instrument	4838

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.63%
Type Change Date	Feb 1, 2032
Index	Other

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	371 MAIN ST, WINCHESTER, MA 01890-3013
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0080142-59
Date	May 18, 2022
Book Page	80142/59
Instrument	74411

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	371 MAIN ST, WINCHESTER, MA 01890-3013
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	078848-311
Date	Oct 5, 2021
Book Page	78848/311
Instrument	219684

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.38%
Type Change Date	Oct 1, 2028
Index	1-Year CMT

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	371 MAIN ST, WINCHESTER, MA 01890-3013
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	78848-311
Date	Oct 5, 2021
Book Page	78848/311
Instrument	219684

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.38%
Type Change Date	Oct 1, 2028
Index	1-Year CMT

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	371 MAIN ST, WINCHESTER, MA 01890-3013
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74273-365
Date	Mar 11, 2020
Book Page	74273/365
Instrument	37105

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	371 MAIN ST, WINCHESTER, MA 01890-3013
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74271-372
Date	Mar 11, 2020
Book Page	74271/372
Instrument	36916

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Type Change Date	Apr 1, 2027

Tax Assessment & Valuation

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$30,277.00 (+10,233.45%)	$2,732,600 (+3.39%) Land $900,300 Building $1,832,300	$2,727,944 (+14.98%)
2025	$293.00 (-98.99%)	$2,643,000 (+3.05%) Land $865,700 Building $1,777,300	$2,372,530
2024	$29,059.00 (+23.23%)	$2,564,800 (+28.34%) Land $865,700 Building $1,699,100
2023	$23,582.00	$1,998,500 Land $761,800 Building $1,236,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2001–2010)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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