Ashe County property record for 371 Low Gap Rd, Jefferson, NC 28640
| Property Type | Single Family Home |
|---|---|
| Details | 934 sqft · built 1955 |
| Lot Size | 2.25 acres (98,141 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $669 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14375-007 |
| Primary APN | 14375-007 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Building Area | 934 sqft Heated Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Conventional |
| Lot Area | 98,141 sqft (2.25 acres) |
| Garage Area | 216 sqft |
| Cooling System | Central |
|---|
| Account Number | 25973 |
|---|---|
| Old Parcel Number | 14375007 |
| Street Address | 371 LOW GAP RD |
| City | JEFFERSON |
| State | NC |
| Zip | 28640-9353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.253 A RT 1595 (PAVED HWY) ADJ STELLA BARE - BILL |
| Jurisdiction | ASHE NC |
| Township / Civil Division | PEAK CREEK |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 970801 |
Source: Ashe County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 371 LOW GAP RD, JEFFERSON, NC 28640-9353 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHE NC |
| Property Address | 371 LOW GAP RD, JEFFERSON, NC 28640-9353 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 371 LOW GAP RD, JEFFERSON, NC 28640-9353 |
| Document Number | 000525/323 |
|---|---|
| Date | Mar 24, 2021 |
| Book Page | 525/323 |
| Instrument | 1722 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | EASLEY, SC 29640 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 8, 2036 |
Source: Ashe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Ashe County |
| Unified School District | Ashe County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $669.00 | $133,100 (-) Land $27,000 Building $106,100 | $133,100 (-) Land $27,000 Building $106,100 |
| 2025 | $669.00 (+6.36%) | $133,100 (-) Land $27,000 Building $106,100 | $133,100 (-) Land $27,000 Building $106,100 |
| 2023 | $629.00 (+3.28%) | $133,100 (+56.22%) Land $27,000 Building $106,100 | $133,100 (+56.22%) Land $27,000 Building $106,100 |
| 2022 | $609.00 | $85,200 Land $22,000 Building $63,200 | $85,200 Land $22,000 Building $63,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
No cell data coverage reported
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