371 Leo Dr, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 371 Leo Dr, Gardner, MA 01440

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,700 sqft · built 1989
Lot Size	0.688 acres (29,988 sqft)
Owner	2 Trust Names on File
Last Sale	$146,000 (Jan 1999)
Tax Bill	$6,119 (2026)
Deeds & Mortgages	Dec 2025 Transfer May 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`GARD M:H37 B:4 L:11`

Property Details

APN / Parcel Number

Primary APN	`GARD M:H37 B:4 L:11`
Alternative APN	`M:I-40 B:0083 L:0003`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,700 sqft Living Area
Gross Area	3,300 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	29,988 sqft (0.688 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	371 LEO DR
City	GARDNER
State	MA
Zip	01440-1246
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	DEERBERRY RDG
Legal Block	4
Legal Lot Number	11
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1011
Census Tract	707400

Owner

371 Leo Dr is held in a trust since September 2025.

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	1003 WACHUSETT ST, HOLDEN, MA 01520-2631
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Quit Claim Deed, Transfer Quitclaim
May 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 1999 · Amount on File
Deed Sale	Jan 28, 1999 · Amount on File
Deed Book / Page	20973 / 117
Last Transfer Date	Sep 13, 2025
Transfer Doc	0072927-86
Record Updated	Oct 29, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Dec 5, 2025
Property Address	371 LEO DR, GARDNER, MA 01440-1246
Document Number	0072927-86
Book / Page	72927 / 86
Instrument Date	Sep 13, 2025
Instrument	106501
Transaction Type	Transfer
Record Updated	Dec 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 WACHUSETT ST, HOLDEN, MA 01520-2631

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	371 LEO DR, GARDNER, MA 01440-1246
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62440-160
Date	May 21, 2020
Book Page	62440/160
Instrument	52024

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	85 Months
Due	Jun 1, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 371 Leo Dr was $6,119, up 7.1% from the year before.

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,119.00 (+7.13%)	$444,400 (+11.71%) Land $97,300 Building $347,100	$442,876 (+5.52%)
2025	$5,712.00 (-2.77%)	$397,800 (+1.51%) Land $88,400 Building $309,400	$419,710
2024	$5,875.00 (+6.33%)	$391,900 (+14.42%) Land $80,500 Building $311,400
2023	$5,525.00	$342,500 Land $79,200 Building $263,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 371 Leo Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 371 Leo Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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