371 Colonial Ln, Algonac, MI 48001 Property Records

St. Clair County property record for 371 Colonial Ln, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,100 sqft · built 1976
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$51,000 (Sep 2017)
Tax Bill	$2,043 (2025)
Deeds & Mortgages	Nov 2020 Second Mortgage Oct 2020 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`74-01-131-0031-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-131-0031-000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,100 sqft Living Area
1st Floor Area	1,100 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	104 ft deep x 75 ft wide
Garage Area	720 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	371 COLONIAL LN
City	ALGONAC
State	MI
Zip	48001-1110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 582 SUPV ROY T GILBERTS PLAT NO 5 SEC 02 T2N R16E
Legal Range	16E
Legal Township	02N
Legal Section	02
Legal Subdivision	SUPERVISORS RAY T GILBERTS PLAT #5
Legal Lot Number	582
Legal Unit	582
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	1
Census Block	1011
Census Tract	649000

Owner

Source: St. Clair County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	371 COLONIAL LN, ALGONAC, MI 48001-1110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
Oct 19, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 6, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 28, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2017 · Amount on Record
Deed Sale	Sep 28, 2017 · Amount on Record
Prior Sale	Jan 23, 2013 · Amount on Record
Deed Document Number	201723211
Last Transfer Date	Oct 15, 2020
Transfer Doc	0000025622
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	371 COLONIAL LN, ALGONAC, MI 48001-1110
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	371 COLONIAL LN, ALGONAC, MI 48001-1110

Mortgage

Document Number	0052770388
Date	Nov 23, 2020
Book Page	5277/388
Instrument	2020029521

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	TROY, MI 48098

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Oct 15, 2025

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 19, 2020
Property Address	371 COLONIAL LN, ALGONAC, MI 48001-1110
Document Number	0052570153
Book / Page	005257 / 000153
Instrument Date	Oct 15, 2020
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	371 COLONIAL LN ALGONAC MI 480011110, ALGONAC, MI 48001-1110

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 6, 2020
Property Address	371 COLONIAL LN, ALGONAC, MI 48001-1110
Document Number	0052510789
Book / Page	005251 / 000789
Instrument Date	Oct 6, 2020
Transaction Type	Transfer
Record Updated	Oct 16, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	371 COLONIAL LN ALGONAC MI 480011110, ALGONAC, MI 48001-1110

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 28, 2017
Property Address	371 COLONIAL LN, ALGONAC, MI 48001-1110
Document Number	0048740194
Book / Page	004874 / 000194
Instrument Date	Sep 27, 2017
Transaction Type	Transfer
Record Updated	Oct 31, 2017

Transaction

Amount	Amount Recorded
Tax	$438.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	371 COLONIAL LN ALGONAC MI 480011110, ALGONAC, MI 48001-1110

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,200 (+3.23%)	$172,400 (+3.23%)
2025	$2,043.00 (+2.05%) Homeowner's exemption	$83,500 (+23.16%)
2024	$2,002.00 (+12.28%)		$167,000 (+23.16%)
2023		$67,800
2022	$1,783.00		$135,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 76 policies
Nearby Flood Policies	76 in force
Nearby Flood Claims	85 (1980–2021)
Claims Outside the SFHA	44 of 85
Most Recent Claim	Feb 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Colonial Ln

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