3709 W Echo Ln, Phoenix, AZ 85051 Property Records

Maricopa County property record for 3709 W Echo Ln, Phoenix, AZ 85051

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,110 sqft · built 1964
Lot Size	0.192 acres (8,352 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Jun 2026)
Tax Bill	$803 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`150-12-157`

Property Details

APN / Parcel Number

Primary APN	`150-12-157`
Alternative APN	`150121571`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,110 sqft Living Area
Gross Area	1,474 sqft
1st Floor Area	1,110 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	8,352 sqft (0.192 acres)
Parking Spaces	2 Parking Spaces
Porch	Covered Slab
Patio Area	364 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3709 W ECHO LN
City	PHOENIX
State	AZ
Zip	85051-4771
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	STARDUST SKIES UNIT 4 MCR 102-37
Legal Range	2E
Legal Township	3N
Legal Section	34
Legal Subdivision	STARDUST SKIES UNIT 4
Legal Lot Number	327
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2003
Census Tract	105702

Owner

Source: Maricopa County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3709 W ECHO LN, PHOENIX, AZ 85051-4771
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Warranty Deed, Transfer · FHA Mortgage EFINITY FINANCIAL
Dec 11, 2025	Warranty Deed, Transfer · Commercial Mortgage CAPITAL FUND I LLC
Nov 25, 2025	Intrafamily Transfer, Transfer
Nov 3, 2025	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2026 · Amount on Record
Deed Sale	Jun 30, 2026 · Amount on Record
Prior Sale	Dec 11, 2025 · Amount on Record
Deed Document Number	2026391057
Prior Transfer Date	Oct 14, 2024
Prior Transfer Doc	0000549546
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 30, 2026
Property Address	3709 W ECHO LN, PHOENIX, AZ 85051-4771
Document Number	0000391057
Instrument Date	Jun 29, 2026
Instrument	2026391057
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	TITLE SERVICES, TITLE SERVICES OF THE VALLEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3709 W ECHO LN, PHOENIX, AZ 85051-4771

Mortgage

Document Number	0000391058,
Date	Jun 30, 2026
Instrument	2026391058

Lender

Name	EFINITY FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

Mortgage

Document Number	0000391059,
Date	Jun 30, 2026
Instrument	2026391059

Lender

Name	EFINITY FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	30 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 11, 2025
Property Address	3709 W ECHO LN, PHOENIX, AZ 85051-4771
Document Number	0000715413
Map Reference	MB 102 PG 37
Instrument Date	Dec 10, 2025
Instrument	20250715413
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	MAGNUS TITLE AGENCY, MAGNUS TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2519 W DAHLIA DR, PHOENIX, AZ 85029-2515

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11589 N 150TH LN, SURPRISE, AZ 85379-5304

Mortgage

Document Number	0000715414
Date	Dec 11, 2025
Instrument	20250715414

Lender

Name	CAPITAL FUND I LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Nov 25, 2025
Property Address	3709 W ECHO LN, PHOENIX, AZ 85051-4771
Document Number	0000682125
Map Reference	MB 102 PG 37
Instrument Date	Nov 24, 2025
Instrument	20250682125
Transaction Type	Transfer
Record Updated	Dec 4, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2519 W DAHLIA DR, PHOENIX, AZ 85029-2515

November 2025: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	MARICOPA AZ
Recording Date	Nov 3, 2025
Property Address	3709 W ECHO LN, PHOENIX, AZ 85051-4771
Document Number	0000637103
Map Reference	MB 102 PG 37
Instrument Date	Oct 20, 2025
Instrument	20250637103
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2519 W DAHLIA DR, PHOENIX, AZ 85029-2515

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Glendale Union High School District (09 - 12)
Elementary School District	Washington Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,750 (+271.22%)	$267,500 (-3.29%) Land $53,500 Building $214,000
2025	$803.00 (+4.15%)	$7,206 (-74.78%)	$276,600 (-3.19%) Land $55,300 Building $221,300
2024	$771.00	$28,570 (+24.22%)	$285,700 (+24.22%) Land $57,100 Building $228,600
2023		$23,000 Land $4,600 Building $18,400	$230,000 Land $46,000 Building $184,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 991 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks.

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