3709 Spruce Dr, Fort Wayne, IN 46809 Property Records

Allen County property record for 3709 Spruce Dr, Fort Wayne, IN 46809

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,672 sqft · built 1965
Lot Size4,800 acres (209,088,000 sqft)
OwnerIndividual Name on Record
Tax Bill$1,547 (2025)
Deeds & MortgagesSep 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN02-12-28-101-005.000-074

Property Details

APN / Parcel Number

Primary APN02-12-28-101-005.000-074
Alternative APN
  • 9502390004

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,672 sqft Living Area
Gross Area3,288 sqft
1st Floor Area1,336 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area209,088,000 sqft
Lot Dimensions2,390 ft deep x 800 ft wide
Garage TypeAttached
Garage Area616 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3709 SPRUCE DR
CityFORT WAYNE
StateIN
Zip46809-2045
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 80FT OF W 500 FT OF N 264FT NW1/4 SEC 28 .48A
JurisdictionALLEN IN
Township / Civil DivisionWAYNE
Census Block Group2
Census Block2011
Census Tract3700

Owner

Source: Allen County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3709 SPRUCE DR, FORT WAYNE, IN 46809-2045
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 19, 2014
Deed SaleFeb 19, 2014
Deed Document Number20148512
Record UpdatedSep 20, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEN IN
Property Address3709 SPRUCE DR, FORT WAYNE, IN 46809-2045
Transaction TypeMortgage
Record UpdatedOct 8, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019047922
DateSep 23, 2019
Instrument2019047922
Lender
NamePROFED FCU
TypeCredit Union
AddressFORT WAYNE, IN 46805
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 18, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyAllen County
County SubdivisionWayne Township
MunicipalityFort Wayne City
Unified School DistrictFort Wayne Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,547.00 (-0.77%)$167,300 (+8.5%) Land $27,600 Building $139,700$167,300 (+8.5%) Land $27,600 Building $139,700
2024$1,559.00 (-1.83%)
2023$1,588.00 (+7.44%)$154,200 (+15.42%) Land $27,600 Building $126,600$154,200 (+15.42%) Land $27,600 Building $126,600
2022$1,478.00$133,600 Land $27,600 Building $106,000$133,600 Land $27,600 Building $106,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 42 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies42 in force
Nearby Flood Claims49 (1978–2015)
Claims Outside the SFHA1 of 49
Most Recent ClaimJun 2015 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jul 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 63% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFORT WAYNE - 3 RIVERS FILTRATION PLANT
serves 269,994 people · EPA ID IN5202020
Water SourceSurface water
Last State InspectionApr 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2022
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Lakeland Internet.

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