3709 Lorings Rd, Norman, OK 73072 Property Records

Cleveland County property record for 3709 Lorings Rd, Norman, OK 73072

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,566 sqft · built 2004
Lot Size0.209 acres (9,104 sqft)
Owner2 Individual Names on File
Last Sale$420,000 (Dec 2024)
Tax Bill$5,749 (2025)
Deeds & MortgagesJan 2026 Mortgage
Flood ZoneZone X (minimal risk)
APNR0104795

Property Details

APN / Parcel Number

Primary APNR0104795
Alternative APNs
  • NC29CAPL2 3 13001
  • 104795

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,566 sqft Living Area
Gross Area3,269 sqft
1st Floor Area2,566 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleConventional
Exterior MaterialCombination
Construction TypeSteel Frame
Roof TypeHip
Roof MaterialAsphalt
Lot Area9,104 sqft (0.209 acres)
Garage TypeAttached
Garage Area703 sqft
PorchPorch
Porch Area70 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number104795
Street Address3709 LORINGS RD
CityNORMAN
StateOK
Zip73072-0215
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCARRINGTON PLACE 2 LT 13 BLK 3
Legal Range03W
Legal Township09
Legal Section10
Legal SubdivisionCARRINGTON PLACE
Legal Block3
Legal Lot Number13
JurisdictionCLEVELAND OK
Township / Civil DivisionNORMAN
Census Block Group1
Census Block1018
Census Tract201513

Owner

3709 Lorings Rd is owned and occupied by two individuals who bought it in December 2024.

Source: Cleveland County records, as of February 9, 2026

Owner of Record2 Individual Names on File
Mailing Address3709 LORINGS RD, NORMAN, OK 73072-0215
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 3, 2024 · Amount on File
Deed SaleDec 3, 2024 · Amount on File
Prior SaleDec 12, 2019 · Amount on File
Deed Document Number202432676
Deed Book / Page6740 / 656
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLEVELAND OK
Property Address3709 LORINGS RD, NORMAN, OK 73072-0215
Transaction TypeMortgage
Record UpdatedJan 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3709 LORINGS RD, NORMAN, OK 73072-0215

Mortgage

Document Number00R2026472
DateJan 7, 2026
Book Page6906/220
InstrumentR 2026 472
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term348 Months
DueJan 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 3709 Lorings Rd was $5,749.

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyCleveland County
MunicipalityNorman City
Unified School DistrictNorman Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,749.00$47,910 Land $6,547 Building $41,363$399,251 Land $54,561 Building $344,690
2023$3,785.00 Homeowner's exemption$32,524 Land $4,870 Building $27,654$364,351 Land $54,561 Building $309,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3709 Lorings Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3709 Lorings Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of Oklahoma
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORMAN UTILITIES AUTHORITY
serves 104,868 people · EPA ID OK1020801
Water SourceSurface water
Last State InspectionSep 2022
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: OEC Fiber.

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