McLennan County property record for 3709 Hay Ave, Waco, TX 76711
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 752 sqft · built 1949 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $805 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Oct 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-040600-007400-4 |
| Primary APN | 48-040600-007400-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 752 sqft Living Area |
| 1st Floor Area | 752 sqft |
| Flooring | Carpet |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 9,600 sqft (0.22 acres) |
| Lot Dimensions | 160 ft deep x 60 ft wide |
| Porch | Open Porch |
| Porch Area | 16 sqft |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3709 HAY AVE |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76711-1416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | TERRACE HTS LOT 18 BLOCK 4 ACRES .2204 |
| Legal Subdivision | TERRACE HTS |
| Legal Block | 4 |
| Legal Lot Number | 18 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 4300 |
3709 Hay Ave is owned and occupied by an individual who acquired it in October 2022.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3709 HAY AVE, WACO, TX 76711-1416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 25, 2023 | Deed of Trust, Mortgage · Conventional Mortgage 1ST UNIVERSITY CU |
| Oct 20, 2022 | Special Warranty Deed, Transfer |
| Jan 10, 2018 | Deed of Trust, Mortgage NATIONAL UNITED |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2022 |
| Deed Sale | Oct 20, 2022 |
| Prior Sale | Feb 27, 2012 · Amount on File |
| Deed Document Number | 202241459 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 3709 HAY AVE, WACO, TX 76711-1416 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2023 |
| Title Company | ALAMO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3709 HAY AVE, WACO, TX 76711-1416 |
| Document Number | 0000002342 |
|---|---|
| Date | Jan 25, 2023 |
| Instrument | 2023002342 |
| Name | 1ST UNIVERSITY CU |
|---|---|
| Type | Credit Union |
| Address | WACO, TX 76706 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2043 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Oct 20, 2022 |
| Property Address | 3709 HAY AVE, WACO, TX 76711-1416 |
| Document Number | 0000041459 |
| Map Reference | VOL 254 PG 446 |
| Instrument Date | Oct 17, 2022 |
| Instrument | 2022041459 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3709 HAY AVE, WACO, TX 76711-1416 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 3709 HAY AVE, WACO, TX 76711-1416 |
| Document Number | 0000001783 |
| Instrument Date | Jan 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3709 HAY AVE |
| Document Number | 0000001783 |
|---|---|
| Date | Jan 18, 2018 |
| Instrument | 1783 |
| Name | NATIONAL UNITED |
|---|---|
| Address | GATESVILLE, TX 76528 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 3709 Hay Ave was $805 with a homeowner's exemption, up 0.6% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $87,307 (+1%) | $96,551 (+21.65%) Land $26,016 Building $70,535 | |
| 2025 | $805.00 (+0.63%) Homeowner's exemption | $79,370 Land $23,620 Building $55,750 | $79,370 Land $23,620 Building $55,750 |
| 2024 | $800.00 | ||
| 2023 | $77,220 Land $23,620 Building $53,600 | $77,220 Land $23,620 Building $53,600 | |
| 2022 | $778.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3709 Hay Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3709 Hay Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
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