3709 Hanworth Loop, Sanford, FL 32773 Property Records

Seminole County property record for 3709 Hanworth Loop, Sanford, FL 32773

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,772 sqft · built 2019
Owner	Individual Name on Record
Last Sale	$509,900 (Dec 2021)
Tax Bill	$8,091 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-20-31-5VC-0000-0240`

Property Details

APN / Parcel Number

Primary APN	`17-20-31-5VC-0000-0240`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,772 sqft Living Area
1st Floor Area	1,128 sqft
2nd Floor Area	1,644 sqft
Upper Floors Area	1,644 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Garage Area	641 sqft
Parking Spaces	2 Parking Spaces
Pool Area	1 sqft
Porch	Porch
Porch Area	394 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3709 HANWORTH LOOP
City	SANFORD
State	FL
Zip	32773-7196
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 KENSINGTON RESERVE PB 81 PGS 86-92
Legal Range	31
Legal Township	20
Legal Section	17
Legal Subdivision	KENSINGTON RESERVE
Legal Lot Number	24
Jurisdiction	SEMINOLE FL
Township / Civil Division	SANFORD
Census Block Group	1
Census Block	1091
Census Tract	21000

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3709 HANWORTH LOOP, SANFORD, FL 32773-7196
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWINDS CU
Jan 11, 2019	Grant Deed, Transfer · Conventional Mortgage FAIRWINDS CU
Sep 26, 2018	Grant Deed, Transfer NVR SETTLEMENT SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2021 · Amount on Record
Deed Sale	Dec 16, 2021 · Amount on Record
Prior Sale	Jan 11, 2019 · Amount on Record
Deed Document Number	2021163958
Deed Book / Page	10124 / 1597
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Dec 16, 2021
Property Address	3709 HANWORTH LOOP, SANFORD, FL 32773-7196
Document Number	0101241597
Book / Page	10124 / 1597
Map Reference	MB 81 PG 86-92
Instrument Date	Dec 14, 2021
Instrument	2021163958
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	NOT AVAILABLE, APOLLO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,569.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	177 SEVILLE CHASE DR, 177, WINTER SPRINGS, FL 32708-3927

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3709 HANWORTH LOOP, SANFORD, FL 32773-7196

Mortgage

Document Number	0101241599
Date	Dec 16, 2021
Instrument	10124/1599

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	3709 HANWORTH LOOP, SANFORD, FL 32773-7196
Document Number	0096051352
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	MORTGAGE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3709 HANWORTH LOOP SANFORD FL 327737196, SANFORD, FL 32773-7196

Mortgage

Document Number	0096051352
Date	May 20, 2020
Book Page	009605/001352
Instrument	52102

Lender

Name	FAIRWINDS CU
Address	ORLANDO, FL 32826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2050

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jan 11, 2019
Property Address	3709 HANWORTH LOOP, SANFORD, FL 32773-7196
Document Number	0092810652
Book / Page	009281 / 000652
Instrument Date	Jan 8, 2019
Instrument	3941
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,428.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3709 HANWORTH LOOP SANFORD FL 327737196, SANFORD, FL 32773-7196

Mortgage

Document Number	92810654
Date	Jan 11, 2019
Book Page	009281/000654
Instrument	3942

Lender

Name	FAIRWINDS CU
Address	ORLANDO, FL 32826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2049

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SEMINOLE FL
Recording Date	Sep 26, 2018
Property Address	3709 HANWORTH LOOP, SANFORD, FL 32773-7196
Document Number	0092190349
Book / Page	009219 / 000349
Instrument Date	Sep 10, 2018
Instrument	110468
Transaction Type	Transfer
Record Updated	Oct 15, 2018
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$1,190.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1450 CENTREPARK BLVD #340 WEST PALM BEACH FL 334017443, 340, WEST PALM BEACH, FL 33401-7443
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Sanford City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,091.00 (+12.09%) Homeowner's exemption	$475,834 (+5.99%)	$553,279 (+12.03%) Land $105,000 Building $448,279
2023	$7,218.00 (+2.72%) Homeowner's exemption	$448,955 (+3%)	$493,886 (+3.55%) Land $105,000 Building $388,886
2022	$7,027.00 Homeowner's exemption	$435,879	$476,973 Land $85,000 Building $391,973

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	18 (2008–2024)
Claims Outside the SFHA	6 of 18
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Tropical Storm Fay, Aug 2008 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 67% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANFORD, CITY OF (2 WPS) serves 79,715 people · EPA ID FL3590205
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

May also be available: Spectrum.

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