3709 Ginger Creek Ln, Spring, TX 77386 Property Records

Montgomery County property record for 3709 Ginger Creek Ln, Spring, TX 77386

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,272 sqft · built 2013
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$587,800 (Dec 2020)
Tax Bill	$14,376 (2025)
Deeds & Mortgages	Jan 2026 Sale Oct 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`6118-04-00900`

Property Details

APN / Parcel Number

Primary APN	`6118-04-00900`
Alternative APN	`R416412`

Interior

Full Baths	4 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	4,272 sqft Living Area
Gross Area	4,852 sqft
1st Floor Area	2,406 sqft
2nd Floor Area	1,866 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	460 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3709 GINGER CREEK LN
City	SPRING
State	TX
Zip	77386-7088
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S611804 - IMPERIAL OAKS FOREST 04, BLOCK 1, LOT 9
Legal Subdivision	IMPERIAL OAKS FOREST 04
Legal Block	1
Legal Lot Number	9
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	2
Census Block	2007
Census Tract	692008

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3709 GINGER CREEK LN, SPRING, TX 77386-7088
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Special Warranty Deed, Transfer
Oct 28, 2025	Vendor's Lien, Transfer · Conventional Mortgage CHANGE LENDING LLC
Sep 26, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage FREEDOM MORTGAGE CORP
Dec 22, 2020	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 28, 2020	Deed of Trust, Mortgage HOMEFINITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2020 · Amount on Record
Deed Sale	Dec 22, 2020 · Amount on Record
Prior Sale	Jan 29, 2014 · Amount on Record
Deed Document Number	2020149167
Prior Transfer Date	Dec 18, 2020
Prior Transfer Doc	0000149167
Record Updated	Oct 29, 2026

January 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Jan 7, 2026
Property Address	3709 GINGER CREEK LN, SPRING, TX 77386-7088
Document Number	0000001569
Map Reference	VOL 1 PG 5
Instrument Date	Jan 7, 2026
Instrument	2026001569
Transaction Type	Transfer
Record Updated	Feb 23, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3709 GINGER CREEK LN, SPRING, TX 77386-7088

October 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Oct 28, 2025
Property Address	3709 GINGER CREEK LN, SPRING, TX 77386-7088
Document Number	0000110676
Map Reference	VOL 1 PG 5
Instrument Date	Oct 27, 2025
Instrument	2025110676
Transaction Type	Transfer
Record Updated	Feb 23, 2026
Title Company	PATTEN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3709 GINGER CREEK LN, SPRING, TX 77386-7088

Mortgage

Document Number	0000110677
Date	Oct 28, 2025
Instrument	2025110677

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	3709 GINGER CREEK LN, SPRING, TX 77386-7088
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000089801
Date	Sep 26, 2019
Instrument	2019089801

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2034

December 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Dec 22, 2020
Property Address	3709 GINGER CREEK LN, SPRING, TX 77386-7088
Document Number	0000149167
Map Reference	CAB Z SH 1979
Instrument Date	Dec 18, 2020
Instrument	2020149167
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3709 GINGER CREEK LN, 3709, SPRING, TX 77386-7088

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 POINTE LOMA DR, SUGAR LAND, TX 77479-5913

Mortgage

Document Number	0000149168
Date	Dec 22, 2020
Instrument	2020149168

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	3709 GINGER CREEK LN, SPRING, TX 77386-7088
Document Number	0000110867
Instrument Date	Sep 28, 2020
Transaction Type	Mortgage
Record Updated	Oct 22, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3709 GINGER CREEK LN SPRING TX 773867088, SPRING, TX 77386-7088

Mortgage

Document Number	0000110867
Date	Oct 2, 2020
Instrument	110867

Lender

Name	HOMEFINITY
Address	CARROLLTON, TX 75007

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$663,140 (+0.53%) Land $93,500 Building $569,640	$663,140 (+0.53%) Land $93,500 Building $569,640
2025	$14,376.00 (-0.92%) Homeowner's exemption	$659,661 (+2.22%) Land $93,500 Building $566,161	$659,661 (+2.22%) Land $93,500 Building $566,161
2024	$14,510.00 (+87.25%) Homeowner's exemption	$645,315 (+9.23%) Land $93,500 Building $551,815	$645,315 (+9.23%) Land $93,500 Building $551,815
2023	$7,749.00 Homeowner's exemption	$590,770 Land $93,500 Building $497,270	$590,770 Land $93,500 Building $497,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 359 policies
Nearby Flood Policies	359 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY MUD 115 serves 4,599 people · EPA ID TX1700770
Water Source	Purchased groundwater from MONTGOMERY COUNTY MUD 99
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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