3709 E Beach Dr, Oak Island, NC 28465 Property Records

Brunswick County property record for 3709 E Beach Dr, Oak Island, NC 28465

Property Summary

Property Type	Single Family Home
Details	7 bd · 5.5 ba · 2,711 sqft · built 2018
Lot Size	0.176 acres (7,667 sqft)
Owner	Company Name on Record
Last Sale	$231,500 (May 2017)
Tax Bill	$4,052 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit May 2017 Sale
Flood Zone	Zone VE (high risk)
APN	`249CB009`

Property Details

APN / Parcel Number

Primary APN	`249CB009`
Alternative APNs	`206507597717` `80067589`

Interior

Bedrooms	7 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Building Area	2,711 sqft Heated Area
Gross Area	4,017 sqft
1st Floor Area	248 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Wood Shingle
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Shingle
Lot Area	7,667 sqft (0.176 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80067589
Street Address	3709 E BEACH DR
City	OAK ISLAND
State	NC
Zip	28465
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	L-5 B-20 S-2 LB PLAT 1/96-99
Legal Subdivision	LONG BEACH
Legal Block	20
Legal Lot Number	5
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SMITHVILLE
Census Block Group	1
Census Block	1035
Census Tract	20314

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	14625 RUDOLPH DADEY DR, CHARLOTTE, NC 28277-2852
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed of Trust, Mortgage · Line of Credit TOWNE BK
May 31, 2017	Warranty Deed, Transfer MERGE ESCROW LLC, ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2017 · Amount on Record
Deed Sale	May 31, 2017 · Amount on Record
Prior Sale	May 31, 2017 · Amount on Record
Deed Book / Page	3913 / 1095
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	3709 E BEACH DR, OAK ISLAND, NC 28465
Document Number	0045810040
Instrument Date	Mar 25, 2021
Transaction Type	Mortgage
Record Updated	Apr 27, 2021
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14625 RUDOLPH DADEY DR CHARLOTTE NC 282772852, CHARLOTTE, NC 28277-2852

Mortgage

Document Number	0045810040
Date	Mar 29, 2021
Book Page	004581/000040

Lender

Name	TOWNE BK
Type	Bank
Address	3535 GLENWOOD AVE, RALEIGH, NC 27612-4934

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	May 31, 2017
Property Address	3709 E BEACH DR, OAK ISLAND, NC 28465
Document Number	0039130466
Book / Page	003913 / 000466
Instrument Date	May 21, 2017
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	MERGE ESCROW LLC, ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$463.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14625 RANDOLPH DADLEY DR CHARLOTTE NC 28277, CHARLOTTE, NC 28277

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Oak Island Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,022,490 (-) Land $225,000 Building $797,490	$1,022,490 (-) Land $225,000 Building $797,490
2025	$4,052.00 (-8.98%)	$1,022,490 (-) Land $225,000 Building $797,490	$1,022,490 (-) Land $225,000 Building $797,490
2024	$4,452.00
2023		$1,022,490 Land $225,000 Building $797,490	$1,022,490 Land $225,000 Building $797,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 613 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	613 in force
Nearby Flood Claims	123 (1989–2025)
Most Recent Claim	Mar 2025
Claims by Event	Hurricane Isaias, Aug 2020 · 94 claims Hurricane Matthew, Oct 2016 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAK ISLAND serves 26,924 people · EPA ID NC0410020
Water Source	Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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