3709 E 98th Ct, Thornton (Denver), CO 80229 Property Records

Adams County property record for 3709 E 98th Ct, Thornton, CO 80229

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,096 sqft · built 1986
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Dec 2020)
Tax Bill	$1,224 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0040507`

Property Details

APN / Parcel Number

Primary APN	`R0040507`
Alternative APNs	`0171913413017` `171913413017`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,096 sqft Living Area
1st Floor Area	1,096 sqft
Basement Area	850 sqft
Finished Basement	850 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	97 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Deck Area	180 sqft
Patio Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	R0040507
Old Parcel Number	171913413017
Street Address	3709 E 98TH CT
City	THORNTON
State	CO
Zip	80229-2840
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:NORTH HILLS FILING NUMBER ONE SUBD BLK:10 LOT:14
Legal Range	68W
Legal Township	02S
Legal Section	13
Legal Quarter	SW
Legal Subdivision	NORTH HILLS FILING NUMBER ONE SUBD
Legal Block	10
Legal Lot Number	14
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	1
Census Block	1008
Census Tract	9207

Owner

Source: Adams County assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3709 E 98TH CT, THORNTON, CO 80229-2840
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2020	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 3, 2020	Deed of Trust, Mortgage · VA Mortgage QUICK LNS
May 25, 2017	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCING

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 1, 2020 · Amount on Record
Deed Sale	Dec 1, 2020 · Amount on Record
Deed Document Number	2020000124114
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Dec 1, 2020
Property Address	3709 E 98TH CT, THORNTON, CO 80229-2840
Document Number	0000124114
Instrument Date	Nov 18, 2020
Instrument	2020000124114
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	GUARDIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$38.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3709 E 98TH CT, THORNTON, CO 80229-2840

Mortgage

Document Number	0000124115
Date	Dec 1, 2020
Instrument	2020000124115

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	3709 E 98TH CT, THORNTON, CO 80229-2840
Document Number	0000076404
Instrument Date	Aug 3, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3709 E 98TH CT THORNTON CO 802292840, THORNTON, CO 80229-2840

Mortgage

Document Number	0000076404
Date	Aug 7, 2020
Instrument	76404

Lender

Name	QUICK LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 6, 2035

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	3709 E 98TH CT, THORNTON, CO 80229-2840
Document Number	0000047705
Instrument Date	May 25, 2017
Transaction Type	Mortgage
Record Updated	Jun 9, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3709 E 98TH CT THORNTON CO 802292840, THORNTON, CO 80229-2840

Mortgage

Document Number	0000047705
Date	Jun 2, 2017
Instrument	47705

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2027

Tax Assessment & Valuation

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Thornton City
Unified School District	Mapleton School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,224.00 (-64.35%)	$28,880 (-16.94%) Land $5,630 Building $23,250	$462,000 (-10.12%) Land $90,000 Building $372,000
2023	$3,433.00 (+17.97%)	$34,770 (+19.08%) Land $5,750 Building $29,020	$514,000 (+22.37%) Land $85,000 Building $429,000
2022	$2,910.00	$29,200 Land $11,820 Building $17,380	$420,041 Land $170,000 Building $250,041

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THORNTON serves 226,465 people · EPA ID CO0101150
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 791 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Lumen Technologies DSL · Fiber in parts of the area	140 / 20
JAB Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Aerux, T-Mobile USA.

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