3709 Center Dr, Parma (Cleveland), OH 44134 Property Records

Cuyahoga County property record for 3709 Center Dr, Parma, OH 44134

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,064 sqft · built 1956
Lot Size	0.151 acres (6,600 sqft)
Owner	Individual Name on File
Last Sale	$114,000 (Nov 1996)
Tax Bill	$3,184 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Oct 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`451-04-032`

Property Details

APN / Parcel Number

Primary APN	`451-04-032`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft
Basement Area	1,064 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,600 sqft (0.151 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	3709 CENTER DR
City	PARMA
State	OH
Zip	44134-4619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2F
Legal Description	ELY O/L11 CHESTHTS PROP 0022 WP MB451 PG04 MB11509 PG0026
Legal Subdivision	CHESTHTS PROP
Legal Lot Number	22
Jurisdiction	CUYAHOGA OH
Township / Civil Division	PARMA
Census Block Group	3
Census Block	3004
Census Tract	177504

Owner

3709 Center Dr is owned and occupied by an individual who bought it in November 1996.

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3709 CENTER DR, CLEVELAND, OH 44134-4619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2023	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Oct 4, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Apr 12, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 1996 · Amount on File
Deed Sale	Nov 21, 1996 · Amount on File
Deed Document Number	0001150926
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	3709 CENTER DR, PARMA, OH 44134-4619
Transaction Type	Mortgage
Record Updated	Jan 20, 2023
Title Company	LIBERTY TITLE & ESCR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000013
Date	Jan 5, 2023
Instrument	202301050013

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.3%
Index	Other
Max Rate	10.3%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	3709 CENTER DR, PARMA, OH 44134-4619
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3709 CENTER DR, CLEVELAND, OH 44134-4619

Mortgage

Document Number	0000000601
Date	Oct 4, 2021
Instrument	202110040601

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	298 Months
Due	Aug 2, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	3709 CENTER DR, PARMA, OH 44134-4619
Document Number	0004300189
Instrument Date	Apr 12, 2019
Transaction Type	Mortgage
Record Updated	May 16, 2019
Title Company	LIBERTY TITLE AND ESCROW, LIBERTY TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3709 CENTER DR PARMA OH 441344619, PARMA, OH 44134-4619

Mortgage

Document Number	0004300189
Date	Apr 30, 2019
Instrument	4300189

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 29, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3709 Center Dr was $3,184 with exemptions applied, up 6.1% from the year before.

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Parma City
Unified School District	Parma City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,184.00 (+6.13%) Homeowner's exemption Senior Citizen's exemption	$64,580 (-) Land $12,110 Building $52,470
2024	$3,000.00 (+0.74%) Homeowner's exemption Senior Citizen's exemption	$64,580 (+27.75%) Land $12,110 Building $52,470	$184,500 Land $34,600 Building $149,900
2023	$2,978.00 (+0.03%) Homeowner's exemption Senior Citizen's exemption	$50,550 (-) Land $9,840 Building $40,710
2022	$2,977.00 Homeowner's exemption Senior Citizen's exemption	$50,550 Land $9,840 Building $40,710
2021			$144,400 Land $28,100 Building $116,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3709 Center Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3709 Center Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 698 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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