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3709 Ben Key, Virginia Beach, VA 23452 Property Records

Virginia Beach City property record for 3709 Ben Key, Virginia Beach, VA 23452

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,173 sqft · built 1972
Lot Size0.295 acres (12,857 sqft)
Owner2 Individual Names on File
Last Sale$370,000 (Jun 2020)
Tax Bill$4,551 (2025)
Deeds & MortgagesJun 2020 Sale & Mortgage
APN1487-49-7464

Property Details

APN / Parcel Number

Primary APN1487-49-7464
Alternative APN
  • 14874974640000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,173 sqft Living Area
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeMansard
Roof MaterialComposition Shingle
Lot Area12,857 sqft
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces
Pool TypeSpa / Hot Tub (No Pool)
Deck Area648 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric
SewerConnected

Location & Zoning

Street Address3709 BEN KY
CityVIRGINIA BEACH
StateVA
Zip23452-3739
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal DescriptionMALIBU SEC 12 LOT 801
Legal Section11
Legal SubdivisionMALIBU
Legal Lot Number801
JurisdictionVIRGINIA BEACH CITY VA
Township / Civil DivisionVIRGINIA BEACH
Census Block Group1
Census Block1000
Census Tract42400

Owner

3709 Ben Key is owned and occupied by two individuals who bought it in June 2020.

Source: Virginia Beach City records, as of November 17, 2025

Owner of Record2 Individual Names on File
Mailing Address3709 BEN KY, VIRGINIA BEACH, VA 23452-3739
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 18, 2020 · Amount on File
Deed SaleJun 18, 2020 · Amount on File
Deed Document Number20200618000523600
Record UpdatedJun 8, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVIRGINIA BEACH CITY VA
Recording DateJun 18, 2020
Property Address3709 BEN KY, VIRGINIA BEACH, VA 23452-3739
Document Number0000523680
Instrument DateJun 14, 2020
Instrument523680
Transaction TypeTransfer
Record UpdatedJul 7, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$370.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3709 BEN KY VIRGINIA BEACH VA 234523739, VIRGINIA BEACH, VA 23452-3739

Mortgage

Document Number523690
DateJun 18, 2020
Instrument523690
Lender
NameTOWNE MTG
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 17, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3709 Ben Key was $4,551.

Source: Virginia Beach City assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalityVirginia Beach City
Unified School DistrictVirginia Beach City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,551.00$469,200 Land $175,800 Building $293,400$469,200 Land $175,800 Building $293,400
2023$3,960.00$400,100 Land $125,800 Building $274,300$400,100 Land $125,800 Building $274,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3709 Ben Key; there have been 9 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 31 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims9 (1979–2016)
Claims Outside the SFHA6 of 9
Most Recent ClaimOct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3709 Ben Key is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF VIRGINIA BEACH
serves 437,994 people · EPA ID VA3810900
Water SourcePurchased surface water from CITY OF NORFOLK
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fiber		980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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