3709 48th St, Hamilton, MI 49419 Property Records

Allegan County property record for 3709 48th St, Hamilton, MI 49419

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,635 sqft · built 1962
Lot Size	0.801 acres (34,892 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Oct 2018)
Tax Bill	$3,488 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-031-019-00`

Property Details

APN / Parcel Number

Primary APN	`18-031-019-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,635 sqft Living Area
1st Floor Area	1,635 sqft
Basement Area	1,635 sqft
Unfinished Basement	1,635 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Wood
Lot Area	34,892 sqft (0.801 acres)
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3709 48TH ST
City	HAMILTON
State	MI
Zip	49419-9711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3 MED DE
Legal Description	COM 198 FT S OF NW COR SW 1/4 SEC 31 TH E 320 FT TH S 109 FT TH W 320 FT TH N 109 FT TO BEG SEC 31 T4N R14W
Legal Range	14W
Legal Township	04N
Legal Section	31
Jurisdiction	ALLEGAN MI
Township / Civil Division	OVERISEL
Census Block Group	1
Census Block	1038
Census Tract	30301

Owner

3709 48th St is owned and occupied by an individual who bought it in October 2018.

Source: Allegan County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	3709 48TH ST, HAMILTON, MI 49419-9711
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Oct 31, 2018	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2018 · Amount on File
Deed Sale	Oct 31, 2018 · Amount on File
Deed Book / Page	4296 / 87
Prior Transfer Date	Dec 6, 2013
Prior Transfer Doc	3801/231
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3709 48TH ST, HAMILTON, MI 49419-9711
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004519/308
Date	Oct 5, 2020
Book Page	4519/308

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Oct 31, 2018
Property Address	3709 48TH ST, HAMILTON, MI 49419-9711
Document Number	004296/087
Book / Page	4296 / 087
Instrument Date	Oct 26, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,591.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4424 135TH AVE, 4424, HAMILTON, MI 49419-9517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3709 48TH ST, HAMILTON, MI 49419-9711

Mortgage

Document Number	0000429689
Date	Oct 31, 2018
Instrument	4296/89

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3709 48th St was $3,488 with a homeowner's exemption, up 3.8% from the year before.

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Overisel Township
Unified School District	Hamilton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,700 (+7.69%) Land $33,800 Building $111,900	$291,400 (+7.69%) Land $67,600 Building $223,800
2025	$3,488.00 (+3.78%) Homeowner's exemption	$135,300 Land $24,700 Building $110,600	$270,600 Land $49,400 Building $221,200
2024	$3,361.00
2023		$120,300 Land $22,100 Building $98,200	$240,600 Land $44,200 Building $196,400
2022	$2,836.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3709 48th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3709 48th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: 123.NET.

Cell Coverage

5G (outdoors only) and 4G LTE

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