Denton County property record for 3708 Rincon Bayou Dr, Prosper, TX 75078
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,520 sqft · built 2022 |
| Lot Size | 0.167 acres (7,275 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $507,808 (Apr 2023) |
| Tax Bill | $11,723 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Apr 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R775257 |
| Primary APN | R775257 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,520 sqft Living Area |
| Gross Area | 3,973 sqft |
| 1st Floor Area | 1,983 sqft |
| 2nd Floor Area | 1,538 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,275 sqft (0.167 acres) |
| Garage Type | Attached |
| Garage Area | 454 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 213 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3708 RINCON BAYOU DR |
|---|---|
| City | PROSPER |
| State | TX |
| Zip | 75078-2948 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CREEKS OF LEGACY WEST PHASE 2 BLK P LOT 4 |
| Legal Subdivision | CREEKS OF LEGACY WEST PHASE 2 |
| Legal Block | P |
| Legal Lot Number | 4 |
| Jurisdiction | DENTON TX |
| Township / Civil Division | PILOT POINT-AUBREY |
| Census Block Group | 1 |
| Census Block | 1074 |
| Census Tract | 20129 |
Source: Denton County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3714 PLATTE RIVER TRL, PROSPER, TX 75078-2696 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 21, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 12, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 31, 2023 | Vendor's Lien, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 2023 · Amount on Record |
| Deed Sale | Apr 18, 2023 · Amount on Record |
| Deed Document Number | 202338282 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DENTON TX |
| Recording Date | Jul 1, 2026 |
| Property Address | 3708 RINCON BAYOU DR, PROSPER, TX 75078-2948 |
| Document Number | 0000077372 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 202677372 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3708 RINCON BAYOU DR, PROSPER, TX 75078-2948 |
| Document Number | 0000077372, |
|---|---|
| Date | Jul 1, 2026 |
| Instrument | 202677372 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.87% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DENTON TX |
| Property Address | 3708 RINCON BAYOU DR, PROSPER, TX 75078-2948 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3708 RINCON BAYOU DR, PROSPER, TX 75078-2948 |
| Document Number | 0000040910 |
|---|---|
| Date | Apr 21, 2025 |
| Instrument | 2025-040910 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 585 SOUTH BLVD E, PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DENTON TX |
| Property Address | 3708 RINCON BAYOU DR, PROSPER, TX 75078-2948 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3708 RINCON BAYOU DR, PROSPER, TX 75078-2948 |
| Document Number | 0000139773 |
|---|---|
| Date | Dec 12, 2025 |
| Instrument | 2025-139773 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 585 SOUTH BLVD E, PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2041 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | DENTON TX |
| Recording Date | Jul 31, 2023 |
| Property Address | 3708 RINCON BAYOU DR, PROSPER, TX 75078-2948 |
| Document Number | 0000081077 |
| Map Reference | VOL 2020 PG 80 |
| Instrument Date | Jul 28, 2023 |
| Instrument | 2023-081077 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3708 RINCON BAYOU DR, PROSPER, TX 75078-2948 |
| Document Number | 0000081078 |
|---|---|
| Date | Jul 31, 2023 |
| Instrument | 2023-081078 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
Source: Denton County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Denton County |
| Municipality | Celina City |
| Unified School District | Prosper Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,723.00 (+54.94%) | $630,000 (+118.49%) Land $141,853 Building $488,147 | $630,000 (+118.49%) Land $141,853 Building $488,147 |
| 2023 | $7,566.00 (+120.45%) | $288,343 (+319.44%) Land $113,482 Building $174,861 | $288,343 (+319.44%) Land $113,482 Building $174,861 |
| 2022 | $3,432.00 | $68,744 Land $68,744 | $68,744 Land $68,744 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CELINA serves 52,701 people · EPA ID TX0430003 |
|---|---|
| Water Source | Purchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Optimum Fiber · Cable | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
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