3708 Ridge Ct, Carlsbad, CA 92010 Property Records

San Diego County property record for 3708 Ridge Ct, Carlsbad, CA 92010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,957 sqft · built 2001
Lot Size	0.115 acres (4,995 sqft)
Owner	2 Individual Names on File
Last Sale	$767,000 (Jul 2018)
Tax Bill	$10,005 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`168-281-15-00`

Property Details

APN / Parcel Number

Primary APN	`168-281-15-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,957 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	4,995 sqft (0.115 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3708 RIDGE CT
City	CARLSBAD
State	CA
Zip	92010-7067
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-C
Legal Description	LOT 36 TR 012950
Legal Subdivision	CARLSBAD COURT
Legal Tract	012950
Legal Block	2
Legal Lot Number	36
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	19803

Owner

3708 Ridge Ct is owned and occupied by two individuals who bought it in July 2018.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3708 RIDGE CT, CARLSBAD, CA 92010-7067
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage LENDUS LLC
Dec 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 27, 2018	Grant Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2018 · Amount on File
Deed Sale	Jul 27, 2018 · Amount on File
Prior Sale	Jun 26, 2000 · Amount on File
Deed Document Number	2018306898
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3708 RIDGE CT, CARLSBAD, CA 92010-7067
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000155346
Date	Apr 29, 2019
Instrument	2019-0155346

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3708 RIDGE CT, CARLSBAD, CA 92010-7067
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3708 RIDGE CT, CARLSBAD, CA 92010-7067

Mortgage

Document Number	0000489881
Date	Aug 27, 2020
Instrument	2020-0489881

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2035

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3708 RIDGE CT, CARLSBAD, CA 92010-7067
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3708 RIDGE CT, CARLSBAD, CA 92010-7067

Mortgage

Document Number	0000700623
Date	Nov 9, 2020
Instrument	2020-0700623

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3708 RIDGE CT, CARLSBAD, CA 92010-7067
Document Number	0000610771
Instrument Date	Dec 17, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3708 RIDGE CT CARLSBAD CA 920107067, CARLSBAD, CA 92010-7067

Mortgage

Document Number	0000610771
Date	Dec 30, 2019
Instrument	610771

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 29, 2034

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 27, 2018
Property Address	3708 RIDGE CT, CARLSBAD, CA 92010-7067
Document Number	0000306898
Map Reference	MAP 12950
Instrument Date	Jul 5, 2018
Instrument	2018-0306898
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3708 RIDGE CT, CARLSBAD, CA 92010-7067

Mortgage

Document Number	0000306899
Date	Jul 27, 2018
Instrument	2018-0306899

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3708 Ridge Ct was $10,005 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Unified School District	Carlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$872,709 (+2%) Land $363,751 Building $508,958
2025	$10,005.00 Homeowner's exemption	$855,598 Land $356,619 Building $498,979
2023	$9,642.00 (+1.45%) Homeowner's exemption	$822,376 Land $342,772 Building $479,604
2022	$9,504.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3708 Ridge Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3708 Ridge Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLSBAD MWD serves 96,371 people · EPA ID CA3710005
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Cox Communications.

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