3708 Pine Ln, Saranac, MI 48881 Property Records

Ionia County property record for 3708 Pine Ln, Saranac, MI 48881

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 960 sqft
Lot Size	2.78 acres (121,097 sqft)
Owner	Individual Name on Record
Last Sale	$284,900 (Apr 2026)
Tax Bill	$3,224 (2025)
Deeds & Mortgages	Apr 2026 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`34-020-003-000-040-25`

Property Details

APN / Parcel Number

Primary APN	`34-020-003-000-040-25`
Alternative APN	`02000300004025`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	121,097 sqft (2.78 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3708 PINE LN
City	SARANAC
State	MI
Zip	48881-9435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT S 1/2 SEC 3 COM E 1/4 PO TH S 1300.5FT, TH W 2034.46FT, TH N321'52W 376.32FT, TH N526'13W 243.8FT, TH N9*52'18W 56.31FT
Legal Range	08W
Legal Township	06N
Legal Section	03
Jurisdiction	IONIA MI
Township / Civil Division	BOSTON
Census Block Group	1
Census Block	1003
Census Tract	31301

Owner

Source: Ionia County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	422 W CENTRAL AVE, ZEELAND, MI 49464-1504
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2026 · Amount on Record
Deed Sale	Apr 30, 2026 · Amount on Record
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	IONIA MI
Recording Date	Apr 30, 2026
Property Address	3708 PINE LN, SARANAC, MI 48881-9435
Instrument Date	Apr 27, 2026
Transaction Type	Construction Loan
Record Updated	Sep 24, 2026
Title Company	IRONGATE TITLE AGENCY LLC, IRONGATE TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 W CENTRAL AVE, ZEELAND, MI 49464-1504

Mortgage

Date	Apr 30, 2026

Lender

Name	VETERANS UNITED HOME LOANS

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	0.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Ionia County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ionia County
County Subdivision	Boston Township
Unified School District	Saranac Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,100 (+162.11%) Land $28,900 Building $38,200	$134,200 (+162.11%) Land $57,800 Building $76,400
2025	$3,224.00 (+527.24%) Homeowner's exemption	$25,600 (+37.63%) Land $25,600	$51,200 (+37.63%) Land $51,200
2024	$514.00
2023		$18,600 Land $18,600	$37,200 Land $37,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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