Harford County property record for 3708 Paca Ave, Abingdon, MD 21009
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,976 sqft · built 2002 |
| Lot Size | 0.291 acres (12,681 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $205,826 (Jun 2003) |
| Tax Bill | $3,747 (2026) |
| Deeds & Mortgages | Sep 2022 Line of Credit Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-241273 |
| Primary APN | 01-241273 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,976 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 12,681 sqft (0.291 acres) |
| Porch | Slab |
| Porch Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 241273 |
|---|---|
| Street Address | 3708 PACA AVE |
| City | ABINGDON |
| State | MD |
| Zip | 21009-1445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 3 12681 SF 3708 PACA AVENUE RUSSO PROP PT 70/75 |
| Legal Subdivision | RUSSO PROP |
| Legal Lot Number | 3 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 301707 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3708 PACA AVE, ABINGDON, MD 21009-1445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2022 | Deed of Trust, Mortgage · Line of Credit MUNICIPAL EMPLOYEES CU OF OKLAHOMA CITY |
| Apr 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MUNICIPAL EMPS CU/BALTIMORE |
| Aug 24, 2017 | Deed of Trust, Mortgage · Line of Credit MUNICIPAL EMPS CU/BALTIMORE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2003 · Amount on Record |
| Deed Sale | Jun 20, 2003 · Amount on Record |
| Prior Sale | Jan 3, 2002 · Amount on Record |
| Deed Document Number | 20033870 |
| Deed Book / Page | 4679 / 403 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 3708 PACA AVE, ABINGDON, MD 21009-1445 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | MARVEL TITLE AND ESCROW, MARVEL TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0156630411 |
|---|---|
| Date | Sep 8, 2022 |
| Book Page | 15663/411 |
| Name | MUNICIPAL EMPLOYEES CU OF OKLAHOMA CITY |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 7, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 3708 PACA AVE, ABINGDON, MD 21009-1445 |
| Document Number | 0138330467 |
| Instrument Date | Apr 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3708 PACA AVE ABINGDON MD 210091445, ABINGDON, MD 21009-1445 |
| Document Number | 0138330467 |
|---|---|
| Date | May 6, 2020 |
| Book Page | 013833/000467 |
| Name | MUNICIPAL EMPS CU/BALTIMORE |
|---|---|
| Type | Credit Union |
| Address | BALTIMORE, MD 21202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 5, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 3708 PACA AVE, ABINGDON, MD 21009-1445 |
| Document Number | 0125140497 |
| Book / Page | 012514 / 000497 |
| Instrument Date | Aug 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2017 |
| Title Company | MARVEL TITLE AND ESCROW, MARVEL TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 3708 PACA AVE ABINGDON MD 210091445, ABINGDON, MD 21009-1445 |
| Document Number | 0125140497 |
|---|---|
| Date | Sep 18, 2017 |
| Book Page | 012514/000497 |
| Name | MUNICIPAL EMPS CU/BALTIMORE |
|---|---|
| Type | Credit Union |
| Address | BALTIMORE, MD 21202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 17, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,747.00 (+16.62%) Homeowner's exemption | $343,800 (+22.74%) Land $86,600 Building $257,200 | $343,800 (+22.74%) Land $86,600 Building $257,200 |
| 2025 | $3,213.00 (+7.82%) Homeowner's exemption | ||
| 2023 | $280,100 Land $86,600 Building $193,500 | $280,100 Land $86,600 Building $193,500 | |
| 2022 | $2,980.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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