3708 Observatory Dr, Fort Collins, CO 80528 Property Records

Larimer County property record for 3708 Observatory Dr, Fort Collins, CO 80528

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,218 sqft · built 2007
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$453,000 (Feb 2020)
Tax Bill	$3,947 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`86044-07-050`

Property Details

APN / Parcel Number

Primary APN	`86044-07-050`
Alternative APN	`R1609487`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,218 sqft Living Area
Basement Area	1,050 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,485 sqft (0.08 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	332 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1609487
Old Parcel Number	8604407050
Street Address	3708 OBSERVATORY DR
City	FORT COLLINS
State	CO
Zip	80528-4469
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 50, WILLOW BROOK, FTC (2001075030)
Legal Range	68
Legal Township	06
Legal Section	04
Legal Quarter	SE
Legal Subdivision	WILLOW BROOK
Legal Lot Number	50
Jurisdiction	LARIMER CO
Township / Civil Division	FORT COLLINS
Census Block Group	3
Census Block	3008
Census Tract	1605

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3708 OBSERVATORY DR, FORT COLLINS, CO 80528-4469
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2020 · Amount on Record
Deed Sale	Feb 26, 2020 · Amount on Record
Prior Sale	May 8, 2014 · Amount on Record
Deed Document Number	20200012963
Record Updated	Jun 8, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Feb 26, 2020
Property Address	3708 OBSERVATORY DR, FORT COLLINS, CO 80528-4469
Document Number	0000012963
Instrument Date	Feb 13, 2020
Instrument	20200012963
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	GUARDIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3708 OBSERVATORY DR, FORT COLLINS, CO 80528-4469

Mortgage

Document Number	0000012964
Date	Feb 26, 2020
Instrument	20200012964

Lender

Name	HOME MORTGAGE ALLIANCE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Fort Collins City
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,947.00 (+8.52%)	$38,900 (-9%) Land $9,375 Building $29,525	$622,400 (-2.45%) Land $150,000 Building $472,400
2023	$3,637.00 (+19.13%)	$42,746 (+34.96%) Land $10,050 Building $32,696	$638,000 (+4%) Land $150,000 Building $488,000
2022	$3,053.00	$31,672 Land $3,545 Building $28,127	$455,700 Land $51,000 Building $404,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FT COLLINS LOVELAND WD serves 63,532 people · EPA ID CO0135292
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fort Collins Connexion Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
Rise Broadband Fixed Wireless	100 / 20