Jefferson County property record for 3708 N Windmill Ct, Arnold, MO 63010
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,136 sqft · built 1989 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $193,300 (Nov 2021) |
| Tax Bill | $2,119 (2024) |
| Deeds & Mortgages | Nov 2023 Second Mortgage Sep 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-6.0-23.0-1-001-007.46 |
| Primary APN | 02-6.0-23.0-1-001-007.46 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,136 sqft Living Area |
| Gross Area | 1,536 sqft |
| 1st Floor Area | 564 sqft |
| Basement Area | 564 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 125 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Open Frame Porch |
| Porch Area | 201 sqft |
| Total Buildings | 3 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3708 N WINDMILL CT |
|---|---|
| City | ARNOLD |
| State | MO |
| Zip | 63010-4655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | DUTCH MILL FARMS 1 LOT 2 |
| Legal Range | 5E |
| Legal Township | 43N |
| Legal Section | 23 |
| Legal Subdivision | DUTCH MILL FARMS 1 |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | WINDSOR |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 700119 |
Source: Jefferson County records · APN 02-6.0-23.0-1-001-007.46
Assessment roll updated September 29, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3708 N WINDMILL CT, ARNOLD, MO 63010-4655 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 06, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Sep 07, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Nov 01, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage FIDELITY BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 01, 2021 · Amount on Record |
| Deed Sale | Nov 01, 2021 · Amount on Record |
| Prior Sale | Sep 12, 2012 · Amount on Record |
| Deed Document Number | 202147695 |
| Prior Transfer Date | Sep 28, 2021 |
| Prior Transfer Doc | 2021R047695 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 3708 N WINDMILL CT, ARNOLD, MO 63010-4655 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3708 N WINDMILL CT, ARNOLD, MO 63010-4655 |
| Document Number | 0000027865 |
|---|---|
| Date | Nov 06, 2023 |
| Instrument | 2023R-027865 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 06, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 3708 N WINDMILL CT, ARNOLD, MO 63010-4655 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3708 N WINDMILL CT, ARNOLD, MO 63010-4655 |
| Document Number | 0000029527 |
|---|---|
| Date | Sep 07, 2022 |
| Instrument | 2022R-029527 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Nov 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Nov 01, 2021 |
| Property Address | 3708 N WINDMILL CT, ARNOLD, MO 63010-4655 |
| Document Number | 2021R047695 |
| Map Reference | MB 95 PG 18 |
| Instrument Date | Sep 28, 2021 |
| Instrument | 2021R-047695 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3708 N WINDMILL CT, ARNOLD, MO 63010-4655 |
| Document Number | 2021R047696 |
|---|---|
| Date | Nov 01, 2021 |
| Instrument | 2021R-047696 |
| Name | FIDELITY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
Source: Jefferson County records · Assessment roll updated September 29, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Unified School District | Fox C-6 School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $32,300 (+8.75%) Land $2,900 Building $29,400 | $169,700 (-) Land $15,000 Building $154,700 | |
| 2024 | $2,119.00 (+0.57%) | $169,700 (+8.85%) Land $15,000 Building $154,700 | |
| 2023 | $2,107.00 | $29,700 Land $2,900 Building $26,800 | $155,900 Land $15,000 Building $140,900 |
Source: FEMA National Flood Hazard Layer as of October 2, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 50 (1982–2025) |
| Claims Outside the SFHA | 15 of 50 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA, Wisper ISP.
Based on FCC filings for 176 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JEFFERSON COUNTY PWSD 3 serves 17,000 people |
|---|---|
| Water Source | Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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