3708 Horner St, Union City, CA 94587 Property Records

Alameda County property record for 3708 Horner St, Union City, CA 94587

Property Summary

Property Type	Single Family Home
Details	1,432 sqft · built 1977
Lot Size	0.099 acres (4,311 sqft)
Owner	Trust Name on File
Tax Bill	$3,411 (2025)
Deeds & Mortgages	Jun 2023 Transfer Jun 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`483-113-132`

Property Details

APN / Parcel Number

Primary APN	`483-113-132`
Alternative APN	`483-0113-132-00`

Interior

Building Area	1,432 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1978
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,311 sqft (0.099 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3708 HORNER ST
City	UNION CITY
State	CA
Zip	94587-2631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00004 BLK: TR: 3636
Legal Subdivision	TRACT 3636 FILED DECEMBER 8 1975
Legal Tract	3636
Legal Lot Number	4
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	1
Census Block	1019
Census Tract	440331

Owner

3708 Horner St is owner-occupied and held in a trust since June 2023.

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	3708 HORNER ST, UNION CITY, CA 94587-2631
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Intrafamily Transfer, Transfer
Jun 15, 2023	Intrafamily Transfer, Transfer
Jun 29, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 6, 2023
Transfer Doc	0000068229
Record Updated	Sep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Jun 15, 2023
Property Address	3708 HORNER ST, UNION CITY, CA 94587-2631
Document Number	0000068228
Map Reference	MB 86 PG 48
Instrument Date	Jun 6, 2023
Instrument	2023068228
Transaction Type	Transfer
Record Updated	Jul 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3708 HORNER ST, UNION CITY, CA 94587-2631

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Jun 15, 2023
Property Address	3708 HORNER ST, UNION CITY, CA 94587-2631
Document Number	0000068229
Map Reference	MB 86 PG 48
Instrument Date	Jun 6, 2023
Instrument	2023068229
Transaction Type	Transfer
Record Updated	Jul 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3708 HORNER ST, UNION CITY, CA 94587-2631

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3708 HORNER ST, UNION CITY, CA 94587-2631
Document Number	0000182224
Instrument Date	Jun 29, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3708 HORNER ST UNION CITY CA 945872631, UNION CITY, CA 94587-2631

Mortgage

Document Number	0000182224
Date	Aug 21, 2017
Instrument	182224

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3708 Horner St was $3,411 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Union City
Unified School District	New Haven Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,181 (-1.45%) Land $56,875 Building $150,306
2025	$3,411.00 Homeowner's exemption	$203,119 Land $55,760 Building $147,359
2023	$3,805.00 (+2.67%) Homeowner's exemption	$195,232 (+2%) Land $53,595 Building $141,637	$884,970
2022	$3,706.00 Homeowner's exemption	$191,404 Land $52,544 Building $138,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3708 Horner St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 individual policies
Nearby Flood Policies	25 units insured incl. 2 condo units
Nearby Flood Claims	1 (1986)
Most Recent Claim	Mar 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3708 Horner St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
RobinsonHSS Fixed Wireless	1,000 / 1,000
Tekify Fiber & Wireless Fixed Wireless	580 / 125
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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