3708 Gerdsen Dr, Cincinnati, OH 45236 Property Records

Hamilton County property record for 3708 Gerdsen Dr, Cincinnati, OH 45236

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,074 sqft · built 1956
Lot Size	0.396 acres (17,293 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Jul 2018)
Tax Bill	$5,791 (2025)
Deeds & Mortgages	May 2022 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`602-0007-0328-00`

Property Details

APN / Parcel Number

Primary APN	`602-0007-0328-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,074 sqft Living Area
1st Floor Area	1,465 sqft
Attic	Attic
Attic Area	609 sqft
Basement Area	1,269 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	17,293 sqft (0.396 acres)
Lot Dimensions	237 ft deep x 36 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3708 GERDSEN DR
City	CINCINNATI
State	OH
Zip	45236-3314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GERDSEN LE 36.01 X 237.21IRR LOT 8 GERDSEN SUB
Legal Subdivision	GERDSEN SUB
Legal Lot Number	8
Jurisdiction	HAMILTON OH
Township / Civil Division	SILVERTON
Census Block Group	3
Census Block	3006
Census Tract	23800

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3708 GERDSEN DR, CINCINNATI, OH 45236-3314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Jul 26, 2018	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2018 · Amount on Record
Deed Sale	Jul 26, 2018 · Amount on Record
Prior Sale	Nov 14, 2007
Deed Document Number	0000064810
Deed Book / Page	013718 / 002338
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3708 GERDSEN DR, CINCINNATI, OH 45236-3314
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3708 GERDSEN DR, CINCINNATI, OH 45236-3314

Mortgage

Document Number	0000047803
Date	May 13, 2022
Book Page	14667/212
Instrument	2022-0047803

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Apr 28, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3708 GERDSEN DR, CINCINNATI, OH 45236-3314
Document Number	0000086787
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3708 GERDSEN DR CINCINNATI OH 452363314, CINCINNATI, OH 45236-3314

Mortgage

Document Number	0000086787
Date	Aug 28, 2020
Book Page	014242/001245
Instrument	86787

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 27, 2030

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 26, 2018
Property Address	3708 GERDSEN DR, CINCINNATI, OH 45236-3314
Document Number	0000064810
Book / Page	013718 / 002338
Instrument Date	Jul 18, 2018
Instrument	64810
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3708 GERDSEN DR CINCINNATI OH 452363314, CINCINNATI, OH 45236-3314

Mortgage

Document Number	64811
Date	Jul 26, 2018
Book Page	013718/002340
Instrument	64811

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 25, 2033

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Silverton Village
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,791.00 (+9.24%)	$92,908 (-) Land $10,395 Building $82,513
2024	$5,301.00 (-2.2%)	$92,908 (-) Land $10,395 Building $82,513
2023	$5,420.00 (+18.24%)	$92,908 (+39.71%) Land $10,395 Building $82,513	$265,450 (+39.71%) Land $29,700 Building $235,750
2022	$4,584.00 Homeowner's exemption	$66,500 Land $8,778 Building $57,722
2020			$190,000 Land $25,080 Building $164,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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