Suffolk City property record for 3708 Finish Line Arch, Suffolk, VA 23435
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,644 sqft · built 1999 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,265 (2025) |
| Deeds & Mortgages | May 2026 Mortgage May 2022 Second Mortgage + 1 more |
| APN | 12H*1C*159 |
| Primary APN | 12H*1C*159 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,644 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Heat Pump |
|---|
| Account Number | 304671700 |
|---|---|
| Street Address | 3708 FINISH LINE ARCH |
| City | SUFFOLK |
| State | VA |
| Zip | 23435-3215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PLANNED DE |
| Legal Description | L.159,STEEPLECHASE, PHASE 1,SEC.C |
| Legal Subdivision | C STEEPLECHASE SD |
| Legal Phase | 1 |
| Jurisdiction | SUFFOLK CITY VA |
| Township / Civil Division | SUFFOLK |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 75203 |
3708 Finish Line Arch is owned and occupied by an individual.
Source: Suffolk City records, as of July 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3708 FINISH LINE ARCH, SUFFOLK, VA 23435-3215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 21, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| May 6, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Feb 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Recording Date | May 21, 2026 |
| Property Address | 3708 FINISH LINE ARCH, SUFFOLK, VA 23435-3215 |
| Document Number | 0000006315 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 20266315 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3708 FINISH LINE ARCH, SUFFOLK, VA 23435-3215 |
| Investor | Possibly a Property Investor |
| Document Number | 0000006315, |
|---|---|
| Date | May 21, 2026 |
| Instrument | 20266315 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 310 Months |
| Due | Mar 1, 2052 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Property Address | 3708 FINISH LINE ARCH, SUFFOLK, VA 23435-3215 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0220006975 |
|---|---|
| Date | May 6, 2022 |
| Instrument | 220006975 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Mar 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Property Address | 3708 FINISH LINE ARCH, SUFFOLK, VA 23435-3215 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | AMERICAN HOME TITLE LOL, AMERICAN HOME TITLE STLMNT |
| Name | Verified Name |
|---|
| Document Number | 0190001769 |
|---|---|
| Date | Feb 22, 2019 |
| Instrument | 190001769 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 3708 Finish Line Arch was $5,265, up 3.4% from the year before.
Source: Suffolk City assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Suffolk City |
| Unified School District | Suffolk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $450,000 (+2.51%) Land $85,000 Building $365,000 | ||
| 2025 | $5,265.00 (+3.44%) | $450,000 (+2.51%) Land $85,000 Building $365,000 | $439,000 Land $85,000 Building $354,000 |
| 2024 | $5,090.00 (+8.41%) | $439,000 (+1.9%) Land $85,000 Building $354,000 | |
| 2023 | $4,695.00 | $430,800 Land $86,800 Building $344,000 | $430,800 Land $86,800 Building $344,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 3708 Finish Line Arch; there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3708 Finish Line Arch is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUFFOLK serves 69,822 people · EPA ID VA3800805 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 35 |
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