3708 E 800 N, Ossian, IN 46777 Property Records

Wells County property record for 3708 E 800 N, Ossian, IN 46777

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,484 sqft · built 1981
Lot Size	1.74 acres (76,056 sqft)
Owner	2 Individual Names on Record
Last Sale	$333,787 (Jan 2026)
Tax Bill	$1,737 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`90-02-27-100-007.000-008`

Property Details

APN / Parcel Number

Primary APN	`90-02-27-100-007.000-008`
Alternative APNs	`00001559832` `0040246902`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,484 sqft Living Area
1st Floor Area	1,652 sqft
Attic	Attic
Attic Area	1,664 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1990
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	76,056 sqft (1.74 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	594 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Solar

Location & Zoning

Account Number	00001559832
Street Address	3708 E 800 N
City	OSSIAN
State	IN
Zip	46777-9622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	27-28-12 1.746A E 266.0' OF TRC N 286' OF E/2 OF W/2 OF NE/4 (LAND CONTRACT)
Jurisdiction	WELLS IN
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2011
Census Tract	40100

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3708 E 800 N, OSSIAN, IN 46777-9622
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC
Jan 29, 2026	Warranty Deed, Transfer METRPOLITAN TITLE, METROPOLITAON TITLE
May 16, 2022	Intrafamily Transfer, Transfer
Aug 27, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2026 · Amount on Record
Deed Sale	Jan 29, 2026 · Amount on Record
Deed Document Number	2026300
Prior Transfer Date	May 6, 2022
Prior Transfer Doc	0020222178
Record Updated	Sep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WELLS IN
Recording Date	Jan 29, 2026
Property Address	3708 E 800 N, OSSIAN, IN 46777-9622
Document Number	0020260301
Instrument Date	Jan 21, 2026
Instrument	20260301
Transaction Type	Transfer
Record Updated	Feb 18, 2026
Title Company	METRPOLITAN TITLE, METROPOLITAON TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3708 E 800 N, OSSIAN, IN 46777-9622

Mortgage

Document Number	0020260302
Date	Jan 29, 2026
Instrument	20260302

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Jan 29, 2026
Property Address	3708 E 800 N, OSSIAN, IN 46777-9622
Document Number	0020260300
Instrument Date	Jan 21, 2026
Instrument	20260300
Transaction Type	Transfer
Record Updated	Feb 18, 2026
Title Company	METRPOLITAN TITLE, METROPOLITAON TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3708 E 800 N, OSSIAN, IN 46777-9622

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WELLS IN
Recording Date	May 16, 2022
Property Address	3708 E 800 N, OSSIAN, IN 46777-9622
Document Number	0020222178
Instrument Date	May 6, 2022
Instrument	20222178
Transaction Type	Transfer
Record Updated	Jun 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3708 E 800 N, OSSIAN, IN 46777-9622

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WELLS IN
Recording Date	Aug 27, 2020
Property Address	3708 E 800 N, OSSIAN, IN 46777-9622
Document Number	0020203701
Instrument Date	Aug 21, 2020
Instrument	20203701
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3708 E 800 N, OSSIAN, IN 46777-9622

Mortgage

Document Number	0020203702
Date	Aug 27, 2020
Instrument	20203702

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Jefferson Township
Unified School District	Northern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,737.00 (+30.9%) Homeowner's exemption	$283,000 (+19.66%) Land $52,800 Building $230,200	$283,000 (+19.66%) Land $52,800 Building $230,200
2024	$1,327.00 (+34.04%)
2023		$236,500 (+12.03%) Land $52,800 Building $183,700	$236,500 (+12.03%) Land $52,800 Building $183,700
2022	$990.00	$211,100 Land $36,700 Building $174,400	$211,100 Land $36,700 Building $174,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lakeland Internet Fixed Wireless	500 / 100
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3
Frontier DSL	10 / 1

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