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3708 Coffman Rd, Winter Haven, FL 33881 Property Records

Polk County property record for 3708 Coffman Rd, Winter Haven, FL 33881

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,359 sqft · built 1954
Lot Size0.284 acres (12,388 sqft)
Owner2 Individual Names on Record
Last Sale$110,000 (Aug 2017)
Tax Bill$2,053 (2025)
Deeds & MortgagesAug 2021 Mortgage
Jul 2024 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN25-28-24-000000-033340

Property Details

APN / Parcel Number

Primary APN25-28-24-000000-033340
Alternative APNs
  • 242825000000033340
  • 42825000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,359 sqft Living Area
1st Floor Area1,135 sqft
FlooringTerrazzo
Interior WallsPlaster

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 2005
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area12,388 sqft (0.284 acres)
Lot Dimensions122 ft deep x 100 ft wide
View / LotCommercial/Industrial
Garage TypeCarport
Garage Area264 sqft
CarportCarport
Carport Area264 sqft
PorchFlorida Room
Porch Area264 sqft

Location & Zoning

Street Address3708 COFFMAN RD
CityWINTER HAVEN
StateFL
Zip33881-1949
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionBEG NE COR OF NW1/4 OF NW1/4 RUN S 475 FT W 160 FT FOR POB RUN W 100 FT S 122.2 FT E 100 FT N 122.2 FT TO POB
Legal Range25E
Legal Township28S
Legal Section24
Legal SubdivisionDANIEL PC PROP
Legal Tract000000
Legal Block2
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2039
Census Tract13300

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3708 COFFMAN RD, WINTER HAVEN, FL 33881-1949
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2021Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Jul 26, 2024Intrafamily Transfer, Transfer · FHA Mortgage
UNITED MORTGAGE LENDING LLC
Aug 3, 2017Warranty Deed, Transfer · FHA Mortgage
PEOPLES BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2017 · Amount on Record
Deed SaleAug 3, 2017 · Amount on Record
Prior SaleFeb 11, 2016 · Amount on Record
Deed Document Number2017148489
Deed Book / Page10223 / 1695
Last Transfer DateJun 27, 2024
Transfer Doc0000172789
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address3708 COFFMAN RD, WINTER HAVEN, FL 33881-1949
Transaction TypeMortgage
Record UpdatedJun 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3708 COFFMAN RD, WINTER HAVEN, FL 33881-1949

Mortgage

Document Number0000220689
DateAug 24, 2021
Book Page11860/1998
Instrument2021220689
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term312 Months
DueAug 1, 2047

July 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateJul 26, 2024
Property Address3708 COFFMAN RD, WINTER HAVEN, FL 33881-1949
Document Number0000172789
Book / Page13205 / 1910
Instrument DateJun 27, 2024
Instrument2024172789
Transaction TypeTransfer
Record UpdatedAug 8, 2024
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3708 COFFMAN RD, WINTER HAVEN, FL 33881-1949

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3708 COFFMAN RD, WINTER HAVEN, FL 33881-1949

Mortgage

Document Number0000172790
DateJul 26, 2024
Book Page13205/1914
Instrument2024172790
Lender
NameUNITED MORTGAGE LENDING LLC
TypeMortgage Company
AddressSOUTHFIELD, MI 48034
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2054

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateAug 3, 2017
Property Address3708 COFFMAN RD, WINTER HAVEN, FL 33881-1949
Document Number0102231695
Book / Page010223 / 001695
Instrument DateJul 17, 2017
Instrument148489
Transaction TypeTransfer
Record UpdatedAug 28, 2017
Title CompanyLA ROSA TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$770.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1614 KENDRICK DR #G KISSIMMEE FL 347416889, G, KISSIMMEE, FL 34741-6889

Mortgage

Document Number102231697
DateAug 3, 2017
Book Page010223/001697
Instrument148490
Lender
NamePEOPLES BK
TypeBank
AddressOVERLAND PARK, KS 66213
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 2, 2047

Mortgage

Document Number102312010,
DateAug 3, 2017
Book Page010231/002010
Instrument154738
Lender
NameHOUSING FIN AGCY
AddressTALLAHASSEE, FL 32301-1329
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$142,402 (+1%)$181,194 (-9.97%) Land $30,582 Building $150,612
2025$2,053.00 (-12.75%)$129,456 (-29.26%)$201,259 (+9.97%) Land $44,664 Building $156,595
2023$2,353.00 (+12.64%)$183,007 (+22.32%) Land $20,172 Building $162,835$183,007 (+22.32%) Land $20,172 Building $162,835
2022$2,089.00$149,608 Land $18,207 Building $131,401$149,608 Land $18,207 Building $131,401

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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