3708 Co Rd 203, Durango, CO 81301 Property Records

La Plata County property record for 3708 Co Rd 203, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,159 sqft · built 1965
Lot Size	2.1 acres (91,476 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,222 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`5597-284-00-040`

Property Details

APN / Parcel Number

Primary APN	`5597-284-00-040`
Alternative APN	`R005009`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,159 sqft Living Area
1st Floor Area	1,151 sqft
Basement Area	1,008 sqft
Finished Basement	1,008 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Conventional
Lot Area	91,476 sqft
Deck Area	Deck Area
Patio Area	121 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R005009
Street Address	3708 COUNTY ROAD 203
City	DURANGO
State	CO
Zip	81301-3712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 28 TOWNSHIP: 36 RANGE: 9 TR IN SW/4 SE/4 3708 CR 203 DURANGO 81301
Legal Range	09
Legal Township	36
Legal Section	28
Legal Subdivision	DURANGO
Legal Block	3
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	3
Census Block	3017
Census Tract	970703

Owner

3708 Co Rd 203 is owned and occupied by two individuals who acquired it in November 2020.

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3708 COUNTY ROAD 203, DURANGO, CO 81301-3712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 6, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 1996
Deed Sale	Dec 19, 1996
Last Transfer Date	Nov 27, 2020
Transfer Doc	0001184686
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	3708 COUNTY ROAD 203, DURANGO, CO 81301-3712
Transaction Type	Mortgage
Record Updated	Mar 22, 2022
Title Company	AVEX TITLE LLC, APEX TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001204426
Date	Dec 29, 2021
Instrument	1204426

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2037

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LA PLATA CO
Recording Date	Jan 6, 2021
Property Address	3708 COUNTY ROAD 203, DURANGO, CO 81301-3712
Document Number	0001184686
Instrument Date	Nov 27, 2020
Instrument	1184686
Transaction Type	Transfer
Record Updated	Feb 5, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3708 COUNTY ROAD 203 DURANGO CO 813013712, DURANGO, CO 81301-3712

Tax Assessment & Valuation

The 2025 property tax bill for 3708 Co Rd 203 was $2,222.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,760 (-2.07%) Land $17,880 Building $20,880	$633,270 (-) Land $292,130 Building $341,140
2025	$2,222.00	$39,580 Land $18,260 Building $21,320	$633,270 Land $292,130 Building $341,140
2023	$1,407.00 (+11.05%)	$32,450 (+12.28%) Land $15,420 Building $17,030	$484,320 (+16.47%) Land $230,120 Building $254,200
2022	$1,267.00	$28,900 Land $15,670 Building $13,230	$415,830 Land $225,500 Building $190,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3708 Co Rd 203 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	3 (1981–2014)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Dec 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3708 Co Rd 203 is high, ranking above 79% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 81% of Colorado
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURANGO serves 33,787 people · EPA ID CO0134150
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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