3708 Baker Rd, Westminster, MD 21157 Property Records

Carroll County property record for 3708 Baker Rd, Westminster, MD 21157

Property Summary

Property Type	Rural Home
Details	3 ba · 3,729 sqft · built 1900
Lot Size	25 acres (1,089,044 sqft)
Owner	Individual Name on File
Last Sale	$875,000 (Jul 2022)
Tax Bill	$6,493 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`09-023259`

Property Details

APN / Parcel Number

Primary APN	`09-023259`
Alternative APNs	`9023259` `023259`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,729 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Roof Material	Metal
Lot Area	1,089,044 sqft (25 acres)

Exterior Amenities

Porch	Slab
Porch Area	836 sqft
Shed	1 Shed
Shed Area	792 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	023259
Street Address	3708 BAKER RD
City	WESTMINSTER
State	MD
Zip	21157-7807
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AGRIC
Legal Description	LT - 25.0011 ACS 3708 BAKER RD N & S/S BLOOM RD
Jurisdiction	CARROLL MD
Township / Civil Division	9, FRANKLIN
Census Block Group	2
Census Block	2008
Census Tract	509001

Owner

Source: Carroll County records · APN 09-023259

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3708 BAKER RD, WESTMINSTER, MD 21157-7807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage HORIZON FARM CREDIT ACA
Jul 28, 2022	Deed, Transfer · Conventional Mortgage HORIZON FARM CREDIT ACA
Jun 07, 2017	Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 28, 2022 · Amount on Record
Deed Sale	Jul 28, 2022 · Amount on Record
Prior Sale	Jun 07, 2017 · Amount on Record
Deed Book / Page	10843 / 259
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	3708 BAKER RD, WESTMINSTER, MD 21157-7807
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3708 BAKER RD, WESTMINSTER, MD 21157-7807

Mortgage

Document Number	0108710038
Date	Aug 30, 2022
Book Page	10871/38

Lender

Name	HORIZON FARM CREDIT ACA
Type	Bank
Address	MECHANICSBURG, PA 17050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2052

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jul 28, 2022
Property Address	3708 BAKER RD, WESTMINSTER, MD 21157-7807
Document Number	0108430259
Book / Page	10843 / 259
Instrument Date	Jul 15, 2022
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3708 BAKER RD, WESTMINSTER, MD 21157-7807

Mortgage

Document Number	0108430268
Date	Jul 28, 2022
Instrument	10843-0268

Lender

Name	HORIZON FARM CREDIT ACA
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jun 07, 2017
Property Address	3708 BAKER RD, WESTMINSTER, MD 21157-7807
Document Number	0087100347
Book / Page	8710 / 0347
Instrument Date	May 31, 2017
Instrument	8710-0347
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3708 BAKER RD, WESTMINSTER, MD 21157-7807

Mortgage

Document Number	87100358
Date	Jun 07, 2017
Instrument	8710-0358

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2047

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$625,500 (+23.58%)	$676,500 (+29.23%) Land $206,000 Building $470,500
2025	$6,493.00 (+13.53%)
2023	$5,719.00 (+3.55%)	$506,133 (+3.55%)	$523,500 (-) Land $186,000 Building $337,500
2022	$5,523.00 Homeowner's exemption	$488,767	$523,500 Land $186,000 Building $337,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 11, 2016 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Individually Listed	McMurray-Frizzell-Aldridge Farm listed 2001 · 7 contributing resources · NRIS 01000339

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Based on FCC filings for 9 locations within half a mile of this property.

Nearby Properties on Baker Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures