Manitowoc County property record for 3708 Adams St, Two Rivers, WI 54241
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,615 sqft · built 1961 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $128,000 (Apr 2019) |
| Tax Bill | $3,964 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 53-225-303-110.04 |
| Primary APN | 53-225-303-110.04 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,615 sqft Living Area |
| Gross Area | 4,168 sqft |
| Basement Area | 1,494 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 4171 |
|---|---|
| Street Address | 3708 ADAMS ST |
| City | TWO RIVERS |
| State | WI |
| Zip | 54241-1404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SW 1/4 SW 1/4 S25 T20N R24E PARCEL REC V 308 P 42 |
| Jurisdiction | MANITOWOC WI |
| Township / Civil Division | TWO RIVERS |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 5200 |
Source: Manitowoc County records · APN 53-225-303-110.04
Assessment roll updated June 12, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3708 ADAMS ST, TWO RIVERS, WI 54241-1404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2026 | Deed of Trust, Mortgage · Line of Credit SHORELINE CREDIT UNION |
| Sep 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 16, 2019 · Amount on Record |
| Deed Sale | Apr 16, 2019 · Amount on Record |
| Deed Document Number | 20191204661 |
| Deed Book / Page | 3210 / 264 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Recording Date | Jun 16, 2026 |
| Property Address | 3708 ADAMS ST, TWO RIVERS, WI 54241-1404 |
| Document Number | 0001296224 |
| Book / Page | 3772 / 95 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 20261296224 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3708 ADAMS ST, TWO RIVERS, WI 54241-1404 |
| Document Number | 0001296224, |
|---|---|
| Date | Jun 16, 2026 |
| Book Page | 3772/95 |
| Instrument | 20261296224 |
| Name | SHORELINE CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 28, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Property Address | 3708 ADAMS ST, TWO RIVERS, WI 54241-1404 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2021 |
| Title Company | LIGHTHOUSE TITLE |
| Name | Verified Name |
|---|
| Document Number | 3438/511 |
|---|---|
| Date | Sep 14, 2021 |
| Book Page | 3438/511 |
| Instrument | 1241396 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2036 |
Source: Manitowoc County records · Assessment roll updated June 12, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Manitowoc County |
| Municipality | Two Rivers City |
| Unified School District | Two Rivers School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,964.00 (+22.38%) | $231,700 (+91.01%) Land $23,200 Building $208,500 | $267,880 (+39.16%) Land $26,823 Building $241,057 |
| 2023 | $3,239.00 | $121,300 Land $19,200 Building $102,100 | $192,500 |
Source: FEMA National Flood Hazard Layer, Manitowoc County (55071C), as of February 22, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
Based on FCC filings for 338 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system WI4360436, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TWO RIVERS WATERWORKS serves 11,270 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 13 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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