Ward County property record for 3708 45th St SE, Minot, ND 58701
| Property Type | Commercial Vacant Land |
|---|---|
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $389,900 (Aug 2026) |
| Tax Bill | $191 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage May 2026 Construction Loan + 1 more |
| APN | SR040440100030 |
| Primary APN | SR040440100030 |
|---|
| Lot Area | 11,326 sqft (0.26 acres) |
|---|
| Street Address | 3708 45TH ST SE |
|---|---|
| City | MINOT |
| State | ND |
| Zip | 58701-8536 |
| Property Category | Commercial |
| Property Type | Vacant Land > Commercial |
| Legal Description | TWN: 154 SCT: 4 RNG: 82 SUB: SR04044TALON POINT ADDN BLK 1 LOT 3 S4-154-82 |
| Legal Subdivision | POINT ADD |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | WARD ND |
| Township / Civil Division | SUNDRE |
| Census Block Group | 1 |
| Census Block | 1072 |
| Census Tract | 11200 |
Source: Ward County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3708 45TH ST SE, MINOT, ND 58701-8536 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2026 | Warranty Deed, Transfer · Conventional Mortgage TOWN AND COUNTRY CREDIT UNION |
| May 26, 2026 | Deed of Trust, Mortgage · Construction Mortgage TOWN AND COUNTRY CREDIT UNION |
| May 5, 2026 | Warranty Deed, Transfer TITLE STREAM, TITLE TEAM |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2026 · Amount on Record |
| Deed Sale | Aug 31, 2026 · Amount on Record |
| Prior Sale | May 5, 2026 · Amount on Record |
| Deed Document Number | 20263103537 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARD ND |
| Recording Date | Aug 31, 2026 |
| Property Address | 3708 45TH ST SE, MINOT, ND 58701-8536 |
| Document Number | 0003103537 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 20263103537 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2026 |
| Title Company | TITLE TEAM LLC, TITLE TEAM |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3708 45TH ST SE, MINOT, ND 58701-8536 |
| Document Number | 0003103538, |
|---|---|
| Date | Aug 31, 2026 |
| Instrument | 20263103538 |
| Name | TOWN AND COUNTRY CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARD ND |
| Recording Date | May 26, 2026 |
| Property Address | 3708 45TH ST SE, MINOT, ND 58701-8536 |
| Document Number | 0003100689 |
| Instrument Date | May 20, 2026 |
| Instrument | 20263100689 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 3801 45TH ST SE, MINOT, ND 58701-8537 |
| Investor | Possibly a Property Investor |
| Document Number | 0003100689, |
|---|---|
| Date | May 26, 2026 |
| Instrument | 20263100689 |
| Name | TOWN AND COUNTRY CREDIT UNION |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 28, 2027 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARD ND |
| Recording Date | May 5, 2026 |
| Property Address | 3708 45TH ST SE, MINOT, ND 58701-8536 |
| Document Number | 0003100145 |
| Instrument Date | May 4, 2026 |
| Instrument | 2026.3100145 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2026 |
| Title Company | TITLE STREAM, TITLE TEAM |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 3801 45TH ST SE, MINOT, ND 58701-8537 |
| Investor | Possibly a Property Investor |
Source: Ward County assessment roll, as of March 10, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Ward County |
| County Subdivision | Sundre Township |
| Unified School District | Minot Public School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $191.00 (-26.25%) | $8,500 (-26.09%) Land $8,500 | $17,000 (-26.09%) Land $17,000 |
| 2023 | $259.00 | $11,500 Land $11,500 | $23,000 Land $23,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 50 (1989–2013) |
| Claims Outside the SFHA | 27 of 50 |
| Most Recent Claim | Jun 2013 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 69% of North Dakota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH PRAIRIE RWD-SYSTEM 1&2 private · serves 7,748 people · EPA ID ND5101125 |
|---|---|
| Water Source | Purchased groundwater from NORTHWESTERN AREA WATER SUPPLY |
| Last State Inspection | Jun 2023 |
| Also Mapped Here | NORTH PRAIRIE RWD-SYSTEM III, NORTH PRAIRIE RWD SYSTEM IV |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| SRT Fiber | 2,000 / 2,000 |
| Midco Cable | 2,000 / 350 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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