37078 Locust St, Newark, CA 94560 Property Records

Alameda County property record for 37078 Locust St, Newark, CA 94560

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 735 sqft · built 1925
Lot Size	0.214 acres (9,305 sqft)
Owner	Individual Name on File
Last Sale	$212,000 (Jul 2011)
Tax Bill	$7,039 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`92-126-12-7`

Property Details

APN / Parcel Number

Primary APN	`92-126-12-7`
Alternative APN	`092-0126-012-07`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	735 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1932
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	9,305 sqft (0.214 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	37078 LOCUST ST
City	NEWARK
State	CA
Zip	94560-2821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00007 BLK: 0012 AR: 0092 PAGE: 0126
Legal Subdivision	NEWARK
Legal Block	177
Legal Lot Number	17-19
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	1
Census Block	1007
Census Tract	444304

Owner

37078 Locust St is owned and occupied by an individual who bought it in July 2011.

Source: Alameda County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	37078 LOCUST ST, NEWARK, CA 94560-2821
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage PATELCO FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2011 · Amount on File
Deed Sale	Jul 21, 2011 · Amount on File
Prior Sale	Oct 10, 2003 · Amount on File
Deed Document Number	2011203543
Prior Transfer Date	Feb 12, 1996
Prior Transfer Doc	0000041685
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Recording Date	Jul 14, 2026
Property Address	37078 LOCUST ST, NEWARK, CA 94560-2821
Document Number	0000091117
Instrument Date	Jul 9, 2026
Instrument	202691117
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37078 LOCUST ST, NEWARK, CA 94560-2821

Mortgage

Document Number	0000091117,
Date	Jul 14, 2026
Instrument	202691117

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	37078 LOCUST ST, NEWARK, CA 94560-2821
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37078 LOCUST ST, NEWARK, CA 94560-2821

Mortgage

Document Number	0000097473
Date	May 20, 2022
Instrument	2022097473

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	37078 LOCUST ST, NEWARK, CA 94560-2821
Document Number	0000085828
Instrument Date	Apr 21, 2018
Transaction Type	Mortgage
Record Updated	May 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37078 LOCUST ST NEWARK CA 945602821, NEWARK, CA 94560-2821

Mortgage

Document Number	0000085828
Date	Apr 30, 2018
Instrument	85828

Lender

Name	PATELCO FCU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 29, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 37078 Locust St was $7,039.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Newark City
Unified School District	Newark Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$555,422 (+2%) Land $313,934 Building $241,488
2025	$7,039.00	$544,534 Land $307,780 Building $236,754
2023	$6,722.00	$523,392 Land $295,830 Building $227,562	$504,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 37078 Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 37078 Locust St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 628 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
RobinsonHSS Fixed Wireless	1,000 / 1,000
Tekify Fiber & Wireless Fixed Wireless	580 / 125
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sail Internet.

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