3707 SE 18th Ct, Des Moines, IA 50320 Property Records

Polk County property record for 3707 SE 18th Ct, Des Moines, IA 50320

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,481 sqft · built 1994
Lot Size	0.197 acres (8,610 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Jun 2022)
Tax Bill	$4,674 (2024)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7824-23-255-013`

Property Details

APN / Parcel Number

Primary APN	`7824-23-255-013`
Alternative APN	`010/01941-110-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	4 Stories
Building Area	1,481 sqft Living Area
Gross Area	2,245 sqft
1st Floor Area	841 sqft
Upper Floors Area	640 sqft
Basement Area	384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Architectural Style	Split Level
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,610 sqft (0.197 acres)
Lot Dimensions	123 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	24 sqft
Deck Area	123 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	3707 SE 18TH CT
City	DES MOINES
State	IA
Zip	50320-2338
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 EVERGREEN PLAT NO 1
Legal Range	24W
Legal Township	78N
Legal Section	23
Legal Subdivision	EVERGREEN PLAT NO 1
Legal Lot Number	10
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1006
Census Tract	3902

Owner

3707 SE 18th Ct is owned and occupied by an individual who bought it in June 2022.

Source: Polk County records, as of October 15, 2025

Owner of Record	Individual Name on File
Mailing Address	3707 SE 18TH CT, DES MOINES, IA 50320-2338
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Warranty Deed, Transfer · FHA Mortgage LOWER LLC
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage LINCOLN SAVINGS BANK
Mar 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2022 · Amount on File
Deed Sale	Jun 2, 2022 · Amount on File
Prior Sale	Feb 3, 2014 · Amount on File
Deed Document Number	2022-00044967
Deed Book / Page	19135 / 941
Record Updated	Jun 7, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jun 2, 2022
Property Address	3707 SE 18TH CT, DES MOINES, IA 50320-2338
Document Number	0000044967
Book / Page	19135 / 941
Instrument Date	May 30, 2022
Instrument	2022-00044967
Transaction Type	Transfer
Record Updated	Jun 13, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$415.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3707 SE 18TH CT, DES MOINES, IA 50320-2338

Mortgage

Document Number	0000044969
Date	Jun 2, 2022
Instrument	2022-00044969

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3707 SE 18TH CT, DES MOINES, IA 50320-2338
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087669
Date	Apr 17, 2020
Book Page	17785/578
Instrument	2019-00087669

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3707 SE 18TH CT, DES MOINES, IA 50320-2338
Document Number	0000076355
Instrument Date	Mar 16, 2018
Transaction Type	Mortgage
Record Updated	Apr 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3707 SE 18TH CT DES MOINES IA 503202338, DES MOINES, IA 50320-2338

Mortgage

Document Number	0000076355
Date	Apr 5, 2018
Book Page	016873/000009
Instrument	76355

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 4, 2023

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$269,800 Land $43,500 Building $226,300	$269,800 Land $43,500 Building $226,300
2024	$4,674.00
2023		$243,000 Land $38,700 Building $204,300	$243,000 Land $38,700 Building $204,300
2020	$4,452.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3707 SE 18th Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3707 SE 18th Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000

May also be available: T-Mobile, Verizon.

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