3707 Naughton Ave, Belmont, CA 94002 Property Records

San Mateo County property record for 3707 Naughton Ave, Belmont, CA 94002

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,320 sqft · built 1957
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on Record
Last Sale	$2,070,000 (May 2025)
Tax Bill	$17,412 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`043-112-060`

Property Details

APN / Parcel Number

Primary APN	`043-112-060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,320 sqft Living Area
Gross Area	1,930 sqft
1st Floor Area	1,320 sqft
Basement Area	610 sqft
Family Room	Family Room

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	5,500 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Basement
Garage Area	610 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3707 NAUGHTON AVE
City	BELMONT
State	CA
Zip	94002-1212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 6 BLOCK 106 BELMONT CO CLUB PROP 8
Legal Subdivision	BELMONT CO CLUB PROP 8
Legal Block	106
Legal Lot Number	6
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	5
Census Block	5006
Census Tract	608800

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3707 NAUGHTON AVE, BELMONT, CA 94002-1212
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage CITIBANK NA
Sep 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC
Feb 14, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2025 · Amount on Record
Deed Sale	May 27, 2025 · Amount on Record
Prior Sale	Sep 12, 2014 · Amount on Record
Deed Document Number	202526208
Prior Transfer Date	Jan 14, 2018
Prior Transfer Doc	0000010278
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Jan 12, 2026
Property Address	3707 NAUGHTON AVE, BELMONT, CA 94002-1212
Document Number	0000001541
Map Reference	MB 14 PG 65-68
Instrument Date	Jan 6, 2026
Instrument	2026-001541
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	UNKNOWN, MIS

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3707 NAUGHTON AVE, BELMONT, CA 94002-1212

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3707 NAUGHTON AVE, BELMONT, CA 94002-1212

Mortgage

Document Number	0000001542
Date	Jan 12, 2026
Instrument	2026-001542

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Feb 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.2%
Index	SOFR Average 30-Day
Max Rate	10.2%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	3707 NAUGHTON AVE, BELMONT, CA 94002-1212
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3707 NAUGHTON AVE, BELMONT, CA 94002-1212

Mortgage

Document Number	0000095381
Date	Sep 15, 2020
Instrument	2020-095381

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Feb 14, 2018
Property Address	3707 NAUGHTON AVE, BELMONT, CA 94002-1212
Document Number	0000010278
Instrument Date	Feb 14, 2018
Instrument	10278
Transaction Type	Transfer
Record Updated	Mar 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3707 NAUGHTON AVE BELMONT CA 940021212, BELMONT, CA 94002-1212

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Belmont City
County	San Mateo County
Elementary School District	Belmont-Redwood Shores Elementary School District (KG - 08)
Secondary School District	Sequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,111,400 (+56.86%) Land $1,887,000 Building $224,400
2025	$17,412.00 (+4.73%)	$1,346,062 (+4.04%) Land $673,031 Building $673,031
2024	$16,625.00 (+2.17%)
2023	$16,272.00 (+3.58%)	$1,293,796 Land $646,898 Building $646,898	$1,114,290
2022	$15,709.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jan 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MID-PENINSULA WATER DISTRICT serves 31,059 people · EPA ID CA4110001
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: Etheric Networks, Sonic Telecom, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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