3707 Eagle Rock Rd, Middleburg, FL 32068 Property Records

Clay County property record for 3707 Eagle Rock Rd, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,572 sqft · built 2020
Lot Size	0.183 acres (7,971 sqft)
Owner	Individual Name on Record
Last Sale	$390,970 (Nov 2020)
Tax Bill	$4,695 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-04-25-007953-063-89`

Property Details

APN / Parcel Number

Primary APN	`18-04-25-007953-063-89`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,572 sqft Living Area
Gross Area	3,353 sqft
1st Floor Area	1,531 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,971 sqft (0.183 acres)
Garage Type	Attached
Garage Area	450 sqft
Pool Area	325 sqft
Porch	Patio

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3707 EAGLE ROCK RD
City	MIDDLEBURG
State	FL
Zip	32068-9132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 89 EAGLE ROCK @ EAGLE LANDING AS REC OR 4377 PG 836
Legal Range	25E
Legal Township	04S
Legal Section	18
Legal Subdivision	EAGLE ROCK
Legal Lot Number	89
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	2
Census Block	2038
Census Tract	30205

Owner

Source: Clay County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3707 EAGLE ROCK RD, MIDDLEBURG, FL 32068-9132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2020 · Amount on Record
Deed Sale	Nov 16, 2020 · Amount on Record
Deed Document Number	202059870
Deed Book / Page	4377 / 836
Record Updated	Oct 29, 2026

November 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Nov 16, 2020
Property Address	3707 EAGLE ROCK RD, MIDDLEBURG, FL 32068-9132
Document Number	0043770836
Book / Page	4377 / 836
Map Reference	MB 63 PG 19-25
Instrument Date	Nov 12, 2020
Instrument	2020059870
Transaction Type	Subdivision Related Transfer
Record Updated	May 5, 2022
Title Company	SHEFFIELD & BOATRIGHT TTL SV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,737.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9452 PHILIPS HWY STE 4, 9452, JACKSONVILLE, FL 32256-1332

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3707 EAGLE ROCK RD, MIDDLEBURG, FL 32068-9132

Mortgage

Document Number	0004377838
Date	Nov 16, 2020
Instrument	4377/838

Lender

Name	FIRST EQUITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,695.00 (-40.09%) Homeowner's exemption	$347,989 (+12.41%)	$411,190 (+10.07%) Land $75,000 Building $336,190
2023	$7,837.00 (+3.97%) Homeowner's exemption	$309,558 (+3%)	$373,574 (+24.3%) Land $65,000 Building $308,574
2022	$7,538.00 Homeowner's exemption	$300,542 Land $50,000 Building $250,542	$300,542 Land $50,000 Building $250,542

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 80 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	80 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20