3707 E Zachary Dr, Phoenix, AZ 85050 Property Records

Maricopa County property record for 3707 E Zachary Dr, Phoenix, AZ 85050

Property Summary

Property TypeSingle Family Home
Details5 ba · 3,812 sqft · built 2010
Lot Size0.208 acres (9,098 sqft)
Owner2 Trust Names on File
Tax Bill$6,498 (2025)
Deeds & MortgagesMar 2020 Mortgage
Jan 2022 Mortgage
+ 4 more
Flood ZoneZone X (moderate risk)
APN212-39-724

Property Details

APN / Parcel Number

Primary APN212-39-724

Interior

Full Baths5 Baths
Plumbing Fixtures14 Plumbing Fixtures
Stories2 Stories
Building Area3,812 sqft Living Area
1st Floor Area2,265 sqft
2nd Floor Area1,547 sqft

Exterior

Year BuiltBuilt 2010
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area9,098 sqft (0.208 acres)
Parking Spaces3 Parking Spaces
Pool Area385 sqft
Patio Area170 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address3707 E ZACHARY DR
CityPHOENIX
StateAZ
Zip85050-8390
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionDESERT RIDGE SUPERBLOCK 11 PARCEL 3 MCR 862-01
Legal Range03E
Legal Township04N
Legal Section24
Legal QuarterNE
Quarter-Quarter SectionSE
Legal SubdivisionDESERT RIDGE SUPERBLOCK 11 PARCEL 3
Legal Block11
Legal Lot Number5
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group2
Census Block2013
Census Tract615002

Owner

3707 E Zachary Dr is owner-occupied and held in a trust since March 2020.

Source: Maricopa County records, as of November 20, 2025

Owner of Record2 Trust Names on File
Mailing Address3707 E ZACHARY DR, PHOENIX, AZ 85050-8390
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
V I P MORTGAGE INC
Jan 26, 2022Deed of Trust, Mortgage · Conventional Mortgage
V I P MORTGAGE INC
Dec 13, 2017Deed of Trust, Mortgage · Line of Credit
US BANK NA
May 15, 2018Deed of Trust, Mortgage
VIP MTG
May 18, 2018Warranty Deed, Transfer · Conventional Mortgage
V I P MORTGAGE INC
Mar 3, 2020Re-recorded Document · Conventional Mortgage
V I P MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 3, 2020
Deed SaleMar 3, 2020
Prior SaleMay 29, 2014
Deed Document Number20200185640
Prior Transfer DateMay 18, 2018
Prior Transfer Doc20180381666
Record UpdatedJun 8, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3707 E ZACHARY DR, PHOENIX, AZ 85050-8390
Transaction TypeMortgage
Record UpdatedMay 30, 2023
Title CompanyEMPIRE W TITLE AGENCY, EMPIRE WEST TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000185641
DateMar 3, 2020
Instrument20200185641
Lender
NameV I P MORTGAGE INC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85258
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2050

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3707 E ZACHARY DR, PHOENIX, AZ 85050-8390
Transaction TypeMortgage
Record UpdatedNov 9, 2022
Title CompanyEMPIRE WEST TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3707 E ZACHARY DR, PHOENIX, AZ 85050-8390

Mortgage

Document Number0000075340
DateJan 26, 2022
Instrument20220075340
Lender
NameV I P MORTGAGE INC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85258
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3707 E ZACHARY DR, PHOENIX, AZ 85050-8390
Transaction TypeMortgage
Record UpdatedSep 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000920825
DateDec 13, 2017
Instrument2017-0920825
Lender
NameUS BANK NA
TypeBank
AddressOSHKOSH, WI 54902
Agreement
TypeLine of Credit
AmountAmount on Record
Term358 Months
DueOct 14, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3707 E ZACHARY DR, PHOENIX, AZ 85050-8390
Document Number0000381667
Instrument DateMay 15, 2018
Transaction TypeMortgage
Record UpdatedMay 24, 2018
Title CompanySTEWART TITLE, STEWART TITLE & TR/PHOENIX

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address3707 E ZACHARY DR PHOENIX AZ 850508390, PHOENIX, AZ 85050-8390

Mortgage

Document Number0000381667
DateMay 18, 2018
Instrument381667
Lender
NameVIP MTG
TypeMortgage Company
AddressSCOTTSDALE, AZ 85258
Agreement
AmountAmount on Record
Term360 Months
DueMay 17, 2048

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateMay 18, 2018
Property Address3707 E ZACHARY DR, PHOENIX, AZ 85050-8390
Document Number0000381666
Map ReferenceMB 826 PG 1
Instrument DateMay 10, 2018
Instrument20180381666
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanySTEWART TITLE, STEWART TITLE & TRUST OF PHO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3707 E ZACHARY DR, 3707, PHOENIX, AZ 85050-8390

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address3707 E ZACHARY DR, PHOENIX, AZ 85050-8390

Mortgage

Document Number0000381667
DateMay 18, 2018
Instrument20180381667
Lender
NameV I P MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2048

March 2020: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionMARICOPA AZ
Recording DateMar 3, 2020
Property Address3707 E ZACHARY DR, PHOENIX, AZ 85050-8390
Document Number0000185640
Map ReferenceMB 862 PG 1
Instrument DateMay 10, 2018
Instrument20200185640
Record UpdatedNov 9, 2022
Title CompanyEMPIRE W TITLE AGENCY, EMPIRE WEST TITLE AGENCY LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address3734 E RINGTAIL WAY, PHOENIX, AZ 85050-5005

Mortgage

Document Number0000185641
DateMar 3, 2020
Instrument20200185641
Lender
NameV I P MORTGAGE INC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85258
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3707 E Zachary Dr was $6,498.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictParadise Valley Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$98,300$983,000 Land $196,600 Building $786,400
2025$6,498.00
2024$98,530$985,300 Land $197,000 Building $788,300
2023$6,169.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3707 E Zachary Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3707 E Zachary Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 99.4% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 500
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20

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