3707 E 38th Ct, Des Moines, IA 50317 Property Records

Polk County property record for 3707 E 38th Ct, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,008 sqft · built 1960
Lot Size	0.173 acres (7,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$162,000 (Aug 2017)
Tax Bill	$3,644 (2024)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`7923-28-102-004`

Property Details

APN / Parcel Number

Primary APN	`7923-28-102-004`
Alternative APN	`060/07929-055-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	1,416 sqft
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 1960
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,560 sqft (0.173 acres)
Lot Dimensions	108 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	3707 E 38TH CT
City	DES MOINES
State	IA
Zip	50317-5823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 55 SHERIDAN PLAZA
Legal Range	23W
Legal Township	79N
Legal Section	28
Legal Subdivision	SHERIDAN PLAZA
Legal Lot Number	55
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1005
Census Tract	102

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3707 E 38TH CT, DES MOINES, IA 50317-5823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 22, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 17, 2018	Trustee's Deed, Foreclosure
Aug 31, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage STEARNS LNDG
May 16, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2017 · Amount on Record
Deed Sale	Aug 31, 2017 · Amount on Record
Prior Sale	Apr 9, 2010 · Amount on Record
Deed Document Number	0166280997
Deed Book / Page	16628 / 0997
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3707 E 38TH CT, DES MOINES, IA 50317-5823
Transaction Type	Mortgage
Record Updated	Jun 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3707 E 38TH CT, DES MOINES, IA 50317-5823

Mortgage

Document Number	0000086082
Date	Aug 13, 2021
Book Page	18699/263
Instrument	2021-00086082

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3707 E 38TH CT, DES MOINES, IA 50317-5823
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900063538
Date	Jan 22, 2020
Book Page	17672/0791
Instrument	2019-00063538

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

April 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	POLK IA
Recording Date	Apr 17, 2018
Property Address	3707 E 38TH CT, DES MOINES, IA 50317-5823
Document Number	0000079244
Book / Page	016885 / 000306
Instrument Date	Apr 10, 2018
Instrument	79244
Transaction Type	Foreclosure
Record Updated	May 15, 2018

Transaction

Amount	Amount Recorded
Tax	$147.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2515 NE 51ST CT DES MOINES IA 503177039, DES MOINES, IA 50317-7039

August 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Aug 31, 2017
Property Address	3707 E 38TH CT, DES MOINES, IA 50317-5823
Document Number	0000018731
Book / Page	016628 / 000997
Instrument Date	Aug 29, 2017
Instrument	18731
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 8, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3707 E 38TH CT DES MOINES IA 503175823, DES MOINES, IA 50317-5823

Mortgage

Document Number	18733
Date	Aug 31, 2017
Book Page	016629/000001
Instrument	18733

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2047

May 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	POLK IA
Recording Date	May 16, 2017
Property Address	3707 E 38TH CT, DES MOINES, IA 50317-5823
Document Number	0000094347
Book / Page	016480 / 000273
Instrument Date	May 9, 2017
Instrument	94347
Transaction Type	Foreclosure
Record Updated	Jun 13, 2017

Transaction

Amount	Amount Recorded
Tax	$153.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2515 NE 51ST CT DES MOINES IA 503177039, DES MOINES, IA 50317-7039

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$232,200 (+13.05%) Land $40,800 Building $191,400	$232,200 (+13.05%) Land $40,800 Building $191,400
2024	$3,644.00 (-3.44%)
2023		$205,400 Land $35,600 Building $169,800	$205,400 Land $35,600 Building $169,800
2020	$3,774.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Google Fiber, Verizon.

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