3707 E 12th Ave, Spokane, WA 99202 Property Records

Spokane County property record for 3707 E 12th Ave, Spokane, WA 99202

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 825 sqft · built 1952
Lot Size	0.156 acres (6,775 sqft)
Owner	Individual Name on Record
Last Sale	$269,900 (Apr 2023)
Tax Bill	$2,617 (2026)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Oct 2020 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35224.4607`

Property Details

APN / Parcel Number

Primary APN	`35224.4607`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	825 sqft Living Area
Gross Area	1,650 sqft
1st Floor Area	825 sqft
Basement Area	825 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Metal
Roof Type	Gable
Roof Material	Metal
Lot Area	6,775 sqft (0.156 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	3707 E 12TH AVE
City	SPOKANE
State	WA
Zip	99202-5328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TUDOR HTS L8 B9
Legal Range	43E
Legal Township	25N
Legal Section	22
Legal Subdivision	TUDOR HTS
Legal Block	9
Legal Lot Number	8
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3035
Census Tract	2900

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3707 E 12TH AVE, SPOKANE, WA 99202-5328
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2023	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING
Oct 9, 2020	Intrafamily Transfer, Transfer · Reverse Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2023 · Amount on Record
Deed Sale	Apr 5, 2023 · Amount on Record
Deed Document Number	20237276842
Prior Transfer Date	Oct 5, 2020
Prior Transfer Doc	0006979435
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Apr 5, 2023
Property Address	3707 E 12TH AVE, SPOKANE, WA 99202-5328
Document Number	0007276842
Map Reference	VOL I PG 21
Instrument Date	Apr 3, 2023
Instrument	7276842
Transaction Type	Transfer
Record Updated	Apr 12, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,323.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3707 E 12TH AVE, SPOKANE, WA 99202-5328

Mortgage

Document Number	0007276843
Date	Apr 5, 2023
Instrument	7276843

Lender

Name	CORNERSTONE HOME LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Oct 9, 2020
Property Address	3707 E 12TH AVE, SPOKANE, WA 99202-5328
Document Number	0006979435
Map Reference	VOL I PG 21
Instrument Date	Oct 5, 2020
Instrument	6979435
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006979436
Date	Oct 9, 2020
Instrument	6979436

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	725 Months
Due	Mar 3, 2081

Interest

Rate Type	Adjustable Rate
Rate	2.86%
Type Change Date	Nov 1, 2023
Change Frequency	Annually
Index	LIBOR

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,617.00 (+11.98%)	$248,400 (+3.85%) Land $120,000 Building $128,400	$248,400 (+3.85%) Land $120,000 Building $128,400
2025	$2,337.00 (+0.65%)	$239,200 (+4.36%) Land $100,000 Building $139,200	$239,200 (+4.36%) Land $100,000 Building $139,200
2024	$2,322.00 (+3.38%)	$229,200 (+23.03%) Land $90,000 Building $139,200	$229,200 (+23.03%) Land $90,000 Building $139,200
2023	$2,246.00 (+93.29%)	$186,300 Land $72,000 Building $114,300	$186,300 Land $72,000 Building $114,300
2022	$1,162.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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