3707 Dutch Bottom Rd, Arnold, MO 63010 Property Records

Jefferson County property record for 3707 Dutch Bottom Rd, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,677 sqft · built 1980
Lot Size	9.77 acres (426,017 sqft)
Owner	2 Company Names on Record
Tax Bill	$3,951 (2023)
Deeds & Mortgages	May 2021 Line of Credit May 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`026.023.01001008`

Property Details

APN / Parcel Number

Primary APN	`026.023.01001008`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,677 sqft Living Area
1st Floor Area	2,277 sqft
2nd Floor Area	1,677 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Architectural Style	Split Level
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Lot Area	426,017 sqft (9.77 acres)
Garage Area	552 sqft
Porch	Porch
Porch Area	70 sqft
Patio Area	466 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3707 DUTCH BOTTOM RD
City	ARNOLD
State	MO
Zip	63010-4531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Description	PT S1/2 NE1/4
Legal Range	05
Legal Township	43
Legal Section	23
Legal Quarter	NE
Legal Block	1
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1006
Census Tract	700119

Owner

Source: Jefferson County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	13220 EAST LN, SAINT LOUIS, MO 63128-3470
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Line of Credit MEMBER 1ST CREDIT UNION
May 11, 2021	Deed of Trust, Mortgage · Line of Credit MEMBERS 1ST CREDIT UNION
Jul 9, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS NAT'L BK/GREATER ST L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2004
Deed Sale	May 26, 2004
Prior Sale	May 26, 2004
Deed Document Number	04-0030043
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3707 DUTCH BOTTOM RD, ARNOLD, MO 63010-4531
Transaction Type	Mortgage
Record Updated	Feb 15, 2024
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020212
Date	May 10, 2021
Instrument	2021R-020212

Lender

Name	MEMBER 1ST CREDIT UNION
Address	SAINT LOUIS, MO 63128

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3707 DUTCH BOTTOM RD, ARNOLD, MO 63010-4531
Transaction Type	Mortgage
Record Updated	Feb 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020718
Date	May 11, 2021
Instrument	2021R-020718

Lender

Name	MEMBERS 1ST CREDIT UNION
Address	SAINT LOUIS, MO 63128

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 30, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3707 DUTCH BOTTOM RD, ARNOLD, MO 63010-4531
Document Number	0000027853
Instrument Date	Jul 9, 2020
Transaction Type	Mortgage
Record Updated	Sep 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3707 DUTCH BOTTOM RD ARNOLD MO 630104531, ARNOLD, MO 63010-4531

Mortgage

Document Number	0000027853
Date	Aug 3, 2020
Instrument	27853

Lender

Name	CITIZENS NAT'L BK/GREATER ST L
Type	Bank
Address	MAPLEWOOD, MO 63143

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$60,200 (+8.08%) Land $8,200 Building $52,000
2024			$316,900 (+8.08%) Land $43,200 Building $273,700
2023	$3,951.00	$55,700 Land $8,200 Building $47,500	$293,200 Land $43,200 Building $250,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	50 (1982–2025)
Claims Outside the SFHA	15 of 50
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 7 claims Severe Storms & Flooding, Sep 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 3 serves 17,000 people · EPA ID MO6024294
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wisper ISP.

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