3707 Cornwallis Rd, Kinston, NC 28504 Property Records

Lenoir County property record for 3707 Cornwallis Rd, Kinston, NC 28504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,490 sqft · built 1990
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Nov 2021)
Tax Bill	$2,464 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`451601270513`

Property Details

APN / Parcel Number

Primary APN	`451601270513`
Alternative APN	`26857`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,490 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	101 ft deep x 89.9 ft wide

Exterior Amenities

Porch	Slab
Porch Area	62 sqft
Deck Area	168 sqft
Patio Area	168 sqft
Utility Building	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	3707 CORNWALLIS RD
City	KINSTON
State	NC
Zip	28504-8488
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA6
Legal Description	3707 CORNWALLIS RD 10I L106789/15
Legal Subdivision	COLONIAL PINES
Jurisdiction	LENOIR NC
Township / Civil Division	KINSTON
Census Block Group	1
Census Block	1008
Census Tract	10800

Owner

3707 Cornwallis Rd is owned and occupied by two individuals who bought it in November 2021.

Source: Lenoir County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3707 CORNWALLIS RD, KINSTON, NC 28504-8488
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2021 · Amount on File
Deed Sale	Nov 22, 2021 · Amount on File
Prior Sale	Feb 3, 2016 · Amount on File
Deed Book / Page	1937 / 587
Prior Transfer Date	Nov 14, 2014
Prior Transfer Doc	0017340758
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENOIR NC
Recording Date	Nov 22, 2021
Property Address	3707 CORNWALLIS RD, KINSTON, NC 28504-8488
Document Number	0019370587
Book / Page	1937 / 587
Map Reference	CAB 3 PG 316
Instrument Date	Nov 22, 2021
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	972 JOHN GREEN SMITH RD, 972, KINSTON, NC 28504-7032

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3707 CORNWALLIS RD, KINSTON, NC 28504-8488

Mortgage

Document Number	0001937589
Date	Nov 22, 2021
Instrument	1937/589

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Dec 1, 2026
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

Tax Assessment & Valuation

The 2026 property tax bill for 3707 Cornwallis Rd was $2,464, down 2.9% from the year before.

Source: Lenoir County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lenoir County
Municipality	Kinston City
Unified School District	Lenoir County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,464.00 (-2.88%)	$180,580 (-) Land $12,408 Building $168,172	$180,580 (-) Land $12,408 Building $168,172
2025	$2,537.00	$180,580 Land $12,408 Building $168,172	$180,580 Land $12,408 Building $168,172
2023	$1,482.00	$91,807 Land $14,400 Building $77,407	$91,807 Land $14,400 Building $77,407

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3707 Cornwallis Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1984–2018)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3707 Cornwallis Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KINSTON serves 27,475 people · EPA ID NC0454010
Water Source	Purchased surface water from NEUSE REGIONAL WTR & SWR AUTH
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
InfinityLink Communications Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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