3707 Coco Ln, North Highlands, CA 95660 Property Records

Sacramento County property record for 3707 Coco Ln, North Highlands, CA 95660

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 904 sqft · built 1951
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Tax Bill	$2,985 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`218-0122-015-0000`

Property Details

APN / Parcel Number

Primary APN	`218-0122-015-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	904 sqft Living Area
1st Floor Area	904 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Area	318 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3707 COCO LN
City	NORTH HIGHLANDS
State	CA
Zip	95660-4709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	NORTH HAVEN, LOT 17
Legal Subdivision	NORTH HAVEN
Legal Lot Number	17
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1008
Census Tract	7301

Owner

3707 Coco Ln is owned and occupied by an individual who acquired it in August 2019.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	3707 COCO LN, NORTH HIGHLANDS, CA 95660-4709
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage · FHA Mortgage CHANGE LENDING LLC
Aug 21, 2019	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Aug 21, 2019	Grant Deed, Transfer · FHA Mortgage COMMERCE HM MTG
Jan 5, 2017	Grant Deed, Transfer · VA Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2019
Deed Sale	Aug 21, 2019
Prior Sale	Aug 21, 2019 · Amount on File
Deed Book / Page	20190821 / 1202
Prior Transfer Date	Jul 19, 2019
Prior Transfer Doc	2019001202
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3707 COCO LN, NORTH HIGHLANDS, CA 95660-4709
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3707 COCO LN, NORTH HIGHLANDS, CA 95660-4709

Mortgage

Document Number	0000001244
Date	Dec 6, 2021
Instrument	2021120601244

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 21, 2019
Property Address	3707 COCO LN, NORTH HIGHLANDS, CA 95660-4709
Document Number	1908211202
Instrument Date	Jul 19, 2019
Instrument	1908211202
Transaction Type	Transfer
Record Updated	Aug 29, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3707 COCO LN NORTH HIGHLANDS CA 956604709, NORTH HIGHLANDS, CA 95660-4709

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 21, 2019
Property Address	3707 COCO LN, NORTH HIGHLANDS, CA 95660-4709
Document Number	1908211201
Instrument Date	Jul 8, 2019
Instrument	1908211201
Transaction Type	Transfer
Record Updated	Aug 30, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$259.60
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3707 COCO LN NORTH HIGHLANDS CA 956604709, NORTH HIGHLANDS, CA 95660-4709

Mortgage

Document Number	1908211203
Date	Aug 21, 2019
Instrument	1908211203

Lender

Name	COMMERCE HM MTG
Address	SAN RAMON, CA 94583

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2049

Mortgage

Document Number	1908211204,
Date	Aug 21, 2019
Instrument	1908211204

Lender

Name	COMMERCE HM MTG
Address	SAN RAMON, CA 94583

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2049

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 5, 2017
Property Address	3707 COCO LN, NORTH HIGHLANDS, CA 95660-4709
Document Number	0000001432
Book / Page	170105 / 001432
Instrument Date	Dec 29, 2016
Transaction Type	Transfer
Record Updated	Feb 7, 2017
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$206.80
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3707 COCO LN NORTH HIGHLANDS CA 956604709, NORTH HIGHLANDS, CA 95660-4709

Mortgage

Document Number	1433
Date	Jan 5, 2017
Book Page	170105/001433

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 4, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3707 Coco Ln was $2,985 with a homeowner's exemption, up 5.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Twin Rivers Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$263,256 (+2%) Land $72,505 Building $190,751
2025	$2,985.00 (+5.11%) Homeowner's exemption	$258,095 Land $71,084 Building $187,011
2024	$2,840.00 (-0.63%)
2023	$2,858.00 (+6.28%) Homeowner's exemption	$248,075 Land $68,325 Building $179,750
2022	$2,689.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3707 Coco Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3707 Coco Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, GeoLinks.

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