Hamilton County property record for 3707 3rd Ave, Chattanooga, TN 37407
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,120 sqft · built 1940 |
| Lot Size | 0.454 acres (19,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $99,600 (Mar 2019) |
| Tax Bill | $373 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Mar 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 168A S 001 |
| Primary APN | 168A S 001 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Duplex Single |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 19,780 sqft (0.454 acres) |
| Lot Dimensions | 93 ft deep x 110 ft wide |
| Garage Type | Detached |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000107891 |
|---|---|
| Street Address | 3707 3RD AVE |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37407-2016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | PT BLK 127 EAST END LAND CO ADDN NO 1 PB 2 PG 22 |
| Legal Subdivision | EAST END LAND COMPANYS ADDITION ONE |
| Legal Block | 127 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 2400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
3707 3rd Ave is owned and occupied by an individual who bought it in March 2019.
Source: Hamilton County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3707 3RD AVE, CHATTANOOGA, TN 37407-2016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 14, 2023 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Mar 1, 2019 | Warranty Deed, Transfer · FHA Mortgage UNION HM MTG CORP |
| Jul 10, 2018 | Warranty Deed, Transfer · Conventional with PMI FIRSTBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2019 · Amount on File |
| Deed Sale | Mar 1, 2019 · Amount on File |
| Prior Sale | Jul 10, 2018 · Amount on File |
| Deed Document Number | 2019241 |
| Deed Book / Page | 11576 / 980 |
| Prior Transfer Date | Nov 16, 2007 |
| Prior Transfer Doc | 0000000198 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 3707 3RD AVE, CHATTANOOGA, TN 37407-2016 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3707 3RD AVE, CHATTANOOGA, TN 37407-2016 |
| Document Number | 0000000128 |
|---|---|
| Date | Jul 14, 2023 |
| Book Page | 13345/554 |
| Instrument | 2023071400128 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 308 Months |
| Due | Mar 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Mar 1, 2019 |
| Property Address | 3707 3RD AVE, CHATTANOOGA, TN 37407-2016 |
| Document Number | 0301000241 |
| Book / Page | 011576 / 000980 |
| Instrument Date | Feb 28, 2019 |
| Instrument | 190301000241 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2019 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $368.52 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3707 3RD AVE CHATTANOOGA TN 374072016, CHATTANOOGA, TN 37407-2016 |
| Document Number | 301000242 |
|---|---|
| Date | Mar 1, 2019 |
| Book Page | 011576/000983 |
| Instrument | 190301000242 |
| Name | UNION HM MTG CORP |
|---|---|
| Address | STRONGSVILLE, OH 44136 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 28, 2049 |
| Document Number | 301000243, |
|---|---|
| Date | Mar 1, 2019 |
| Book Page | 011577/000001 |
| Instrument | 190301000243 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | 1500 CHESTNUT ST # 102, CHATTANOOGA, TN 37408-1023 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 10, 2018 |
| Property Address | 3707 3RD AVE, CHATTANOOGA, TN 37407-2016 |
| Document Number | 0710000282 |
| Book / Page | 011396 / 000950 |
| Instrument Date | Jul 10, 2018 |
| Instrument | 180710000282 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2018 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $259.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3707 3RD AVE CHATTANOOGA TN 374072016, CHATTANOOGA, TN 37407-2016 |
| Document Number | 710000283 |
|---|---|
| Date | Jul 10, 2018 |
| Book Page | 011396/000953 |
| Instrument | 180710000283 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 9, 2048 |
The 2025 property tax bill for 3707 3rd Ave was $373, down 30.7% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $373.00 (-30.67%) | $24,625 (+2.28%) | $98,500 (+2.28%) Land $30,000 Building $68,500 |
| 2024 | $538.00 | $24,075 (-) | $96,300 (-) Land $15,000 Building $81,300 |
| 2023 | $538.00 | $24,075 (-) | $96,300 (-) Land $15,000 Building $81,300 |
| 2022 | $538.00 | $24,075 | $96,300 Land $15,000 Building $81,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3707 3rd Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3707 3rd Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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