Pierce County property record for 3707 231st St E, Spanaway, WA 98387
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,508 sqft · built 1997 |
| Lot Size | 0.385 acres (16,775 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $254,719 (Jun 2016) |
| Tax Bill | $5,198 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Mar 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 500171-0-200 |
| Primary APN | 500171-0-200 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,508 sqft Living Area |
| Gross Area | 1,908 sqft |
| 1st Floor Area | 1,508 sqft |
| Laundry Room | Laundry Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 16,775 sqft (0.385 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Wood Porch |
| Deck Area | 300 sqft |
| Patio Area | 320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Street Address | 3707 231ST ST E |
|---|---|
| City | SPANAWAY |
| State | WA |
| Zip | 98387-6962 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | SECTION 14 TOWNSHIP 18 RANGE 03 QUARTER 14 GARDEN OAKS DIV 1 PH 1 L 20 TOG/W 1/75TH UNDIV INT IN TR A TO E & M TOG/W PRI RD EASE OF REC OUT OF 2-710,2-707, 6-015,2-704,3-707,03-18-14-4-700, 1-021 SEG J0094 MD 8/8/97MD |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 14 |
| Legal Subdivision | GARDEN OAKS DIV 1 PH 1 |
| Legal Phase | 1 |
| Legal Tract | A |
| Legal Lot Number | 20 |
| Jurisdiction | PIERCE WA |
| Township / Civil Division | GRAHAM-THRIFT |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 73114 |
Source: Pierce County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3707 231ST ST E, SPANAWAY, WA 98387-6962 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 8, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Mar 10, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Apr 10, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 25, 2019 | Intrafamily Transfer, Transfer · FHA Mortgage 1ST NATIONWIDE MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 2016 · Amount on Record |
| Deed Sale | Jun 10, 2016 · Amount on Record |
| Prior Sale | Jun 30, 2011 |
| Deed Document Number | 2016664 |
| Last Transfer Date | Jun 13, 2019 |
| Transfer Doc | 0000000260 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 3707 231ST ST E, SPANAWAY, WA 98387-6962 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3707 231ST ST E, SPANAWAY, WA 98387-6962 |
| Document Number | 0012080460 |
|---|---|
| Date | Dec 8, 2025 |
| Instrument | 202512080460 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 3707 231ST ST E, SPANAWAY, WA 98387-6962 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0003100392 |
|---|---|
| Date | Mar 10, 2021 |
| Instrument | 202103100392 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 3707 231ST ST E, SPANAWAY, WA 98387-6962 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0012140222 |
|---|---|
| Date | Dec 14, 2021 |
| Instrument | 202112140222 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 3707 231ST ST E, SPANAWAY, WA 98387-6962 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Title Company | PACIFIC NORTHWEST TITLE |
| Name | Verified Name |
|---|
| Document Number | 0004100128 |
|---|---|
| Date | Apr 10, 2020 |
| Instrument | 202004100128 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Aug 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Oct 25, 2019 |
| Property Address | 3707 231ST ST E, SPANAWAY, WA 98387-6962 |
| Document Number | 0010250260 |
| Map Reference | DOC 9702060269 |
| Instrument Date | Jun 13, 2019 |
| Instrument | 201910250260 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3707 231ST ST E, SPANAWAY, WA 98387-6962 |
| Document Number | 0010250261 |
|---|---|
| Date | Oct 25, 2019 |
| Instrument | 201910250261 |
| Name | 1ST NATIONWIDE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jul 1, 2049 |
Source: Pierce County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Pierce County |
| Unified School District | Bethel School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $472,500 (+9.15%) Land $190,700 Building $281,800 | $472,500 (+9.15%) Land $190,700 Building $281,800 | |
| 2025 | $5,198.00 (+3.73%) | ||
| 2024 | $5,011.00 (-3.73%) | $432,900 (-5.48%) Land $169,400 Building $263,500 | $432,900 (-5.48%) Land $169,400 Building $263,500 |
| 2023 | $5,205.00 | $458,000 Land $180,800 Building $277,200 | $458,000 Land $180,800 Building $277,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2021 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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