Manatee County property record for 3707 109th St E, Palmetto, FL 34221
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.174 acres (7,594 sqft) |
| Owner | Individual Name on File |
| Last Sale | $520,000 (Aug 2025) |
| Tax Bill | $2,926 (2024) |
| Deeds & Mortgages | Oct 2025 Transfer Aug 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6123.0070-9 |
| Primary APN | 6123.0070-9 |
|---|
| Roof Type | Gable/Hip |
|---|---|
| Lot Area | 7,594 sqft (0.174 acres) |
| Street Address | 3707 109TH ST E |
|---|---|
| City | PALMETTO |
| State | FL |
| Zip | 34221-2965 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | PD-R |
| Legal Description | LOT 12, MANDARIN GROVE PHASE I PI #6123.0070/9 |
| Legal Subdivision | MANDARIN GROVE PH I |
| Legal Phase | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | PARRISH |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 1915 |
3707 109th St E, residential vacant land, is owned and occupied by an individual who bought it in August 2025.
Source: Manatee County records, as of November 26, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3707 109TH ST E, PALMETTO, FL 34221-2965 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 22, 2025 | Correction Deed FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Aug 28, 2025 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ACRISURE MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2025 · Amount on File |
| Deed Sale | Aug 28, 2025 · Amount on File |
| Deed Document Number | 202541107029 |
| Record Updated | Sep 20, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Oct 22, 2025 |
| Property Address | 3707 109TH ST E, PALMETTO, FL 34221-2965 |
| Document Number | 0041129107 |
| Map Reference | MB 78 PG 1-13 |
| Instrument Date | Aug 26, 2025 |
| Instrument | 202541129107 |
| Record Updated | Jun 30, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 401 E JACKSON ST STE 3300, 3300, TAMPA, FL 33602-5228 |
| Name | Verified Name |
|---|---|
| Address | 3707 109TH ST E, PALMETTO, FL 34221-2965 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Aug 28, 2025 |
| Property Address | 3707 109TH ST E, PALMETTO, FL 34221-2965 |
| Document Number | 0041107029 |
| Map Reference | MB 78 PG 1-13 |
| Instrument Date | Aug 26, 2025 |
| Instrument | 202541107029 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,640.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 401 E JACKSON ST STE 3300, 3300, TAMPA, FL 33602-5228 |
| Name | Verified Name |
|---|---|
| Address | 3707 109TH ST E, PALMETTO, FL 34221-2965 |
| Document Number | 0041107030 |
|---|---|
| Date | Aug 28, 2025 |
| Instrument | 202541107030 |
| Name | ACRISURE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Sep 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9% |
| Index | SOFR Average 30-Day |
| Max Rate | 9% |
Source: Manatee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $59,925 (+312.71%) Land $59,925 | $59,925 (+312.71%) Land $59,925 | |
| 2024 | $2,926.00 | $14,520 Land $14,520 | $14,520 Land $14,520 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3707 109th St E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 229 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 229 in force |
| Nearby Flood Claims | 3 (2020–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3707 109th St E is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 45% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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