Anne Arundel County property record for 3706 Thomas Point Rd, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,820 sqft · built 1986 |
| Lot Size | 0.698 acres (30,420 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $915,000 (Jan 2007) |
| Tax Bill | $10,770 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-909-12147810 |
| Primary APN | 02-909-12147810 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,820 sqft Living Area |
| Gross Area | 3,720 sqft |
| 1st Floor Area | 1,140 sqft |
| Basement Area | 720 sqft |
| Finished Basement | 720 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 30,420 sqft (0.698 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 648 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 336 sqft |
| Deck Area | 132 sqft |
| Patio Area | 1,003 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 90912147810 |
|---|---|
| Street Address | 3706 THOMAS POINT RD |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-5008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 4 SC 1 WATERGATE |
| Legal Subdivision | WATERGATE |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 702602 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 971 PHILLIPS DR, ARNOLD, MD 21012-1736 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 2007 · Amount on Record |
| Deed Sale | Jan 8, 2007 · Amount on Record |
| Prior Sale | Sep 20, 2004 · Amount on Record |
| Deed Document Number | 2007305 |
| Deed Book / Page | 18664 / 111 |
| Last Transfer Date | Oct 12, 2011 |
| Transfer Doc | 0239080012 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jul 8, 2026 |
| Property Address | 3706 THOMAS POINT RD, ANNAPOLIS, MD 21403-5008 |
| Document Number | 4252000118 |
| Book / Page | 42520 / 118 |
| Instrument Date | Jun 25, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2026 |
| Title Company | TITLE SERVICES, FREESTATE TITLE SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 971 PHILLIPS DR, ARNOLD, MD 21012-1736 |
| Document Number | 4252000125, |
|---|---|
| Date | Jul 8, 2026 |
| Book Page | 42520/125 |
| Name | REDWOOD CAPITAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,399,700 (+13.83%) Land $759,600 Building $640,100 | $1,399,700 (-) Land $759,600 Building $640,100 | |
| 2025 | $10,770.00 (+10.89%) Homeowner's exemption | $1,229,600 (+38.25%) | $1,399,700 (+57.38%) Land $759,600 Building $640,100 |
| 2023 | $9,712.00 Homeowner's exemption | $889,400 Land $619,600 Building $269,800 | $889,400 Land $619,600 Building $269,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 265 policies |
| Nearby Flood Policies | 265 in force |
| Nearby Flood Claims | 76 (1978–2024) |
| Claims Outside the SFHA | 24 of 76 |
| Most Recent Claim | Jan 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
5G (outdoors only) and 4G LTE
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