3706 SE 19th Ct, Des Moines, IA 50320 Property Records

Polk County property record for 3706 SE 19th Ct, Des Moines, IA 50320

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,092 sqft · built 1990
Lot Size	0.211 acres (9,195 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Jun 2022)
Tax Bill	$4,528 (2024)
Deeds & Mortgages	Sep 2022 Second Mortgage Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7824-23-256-017`

Property Details

APN / Parcel Number

Primary APN	`7824-23-256-017`
Alternative APN	`010/01942-101-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	4 Stories
Building Area	1,092 sqft Living Area
Gross Area	1,892 sqft
1st Floor Area	546 sqft
Upper Floors Area	546 sqft
Basement Area	546 sqft
Finished Basement	250 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Architectural Style	Split Level
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,195 sqft (0.211 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	40 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	3706 SE 19TH CT
City	DES MOINES
State	IA
Zip	50320-2312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 EWING WOODS PLAT NO 5
Legal Range	24W
Legal Township	78N
Legal Section	23
Legal Subdivision	EWING WOODS PLAT 5
Legal Lot Number	21
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1008
Census Tract	3902

Owner

3706 SE 19th Ct is owned and occupied by an individual who bought it in June 2022.

Source: Polk County records, as of October 15, 2025

Owner of Record	Individual Name on File
Mailing Address	3706 SE 19TH CT, DES MOINES, IA 50320-2312
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COLLINS COMMUNITY CU
Jun 15, 2022	Warranty Deed, Transfer · Conventional Mortgage COLLINS COMMUNITY CU
Jan 5, 2018	Deed with Mortgage, Transfer · Conventional with PMI PAH T PLU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2022 · Amount on File
Deed Sale	Jun 15, 2022 · Amount on File
Prior Sale	Jun 6, 2016 · Amount on File
Deed Document Number	2022-00048965
Deed Book / Page	19153 / 502
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3706 SE 19TH CT, DES MOINES, IA 50320-2312
Transaction Type	Mortgage
Record Updated	Oct 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075070
Date	Sep 23, 2022
Book Page	19274/795
Instrument	2022-00075070

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	118 Months
Due	Jul 1, 2032

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jun 15, 2022
Property Address	3706 SE 19TH CT, DES MOINES, IA 50320-2312
Document Number	0000048965
Book / Page	19153 / 502
Instrument Date	Jun 7, 2022
Instrument	2022-00048965
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$319.20
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3706 SE 19TH CT, DES MOINES, IA 50320-2312

Mortgage

Document Number	0000048967
Date	Jun 15, 2022
Instrument	2022-00048967

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jul 1, 2029
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	5.87%
Index	1-Year CMT
Max Rate	9.87%

Mortgage

Document Number	0000048968
Date	Jun 15, 2022
Book Page	19153/524
Instrument	2022-00048968

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2032

January 2018: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	POLK IA
Recording Date	Jan 5, 2018
Property Address	3706 SE 19TH CT, DES MOINES, IA 50320-2312
Book / Page	016783 / 000847
Instrument Date	Jan 2, 2018
Instrument	54580
Transaction Type	Transfer
Record Updated	Jan 16, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$249.20
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3706 SE 19TH CT DES MOINES IA 503202312, DES MOINES, IA 50320-2312

Mortgage

Document Number	0000054580
Date	Jan 5, 2018
Book Page	016783/000847
Instrument	54580

Lender

Name	PAH T PLU
Address	432 HARTFORD AVE, DES MOINES, IA 50315-1358
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Interest

Rate	3.25%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$250,800 Land $44,200 Building $206,600	$250,800 Land $44,200 Building $206,600
2024	$4,528.00
2023		$225,600 Land $39,300 Building $186,300	$225,600 Land $39,300 Building $186,300
2020	$4,324.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3706 SE 19th Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3706 SE 19th Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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