3706 Sarria Ave, Sebring, FL 33872 Property Records

Highlands County property record for 3706 Sarria Ave, Sebring, FL 33872

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,226 sqft · built 2005
Lot Size	0.138 acres (6,029 sqft)
Owner	2 Individual Names on File
Last Sale	$213,000 (Jun 2026)
Tax Bill	$1,493 (2024)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C-04-34-28-130-2510-0011`

Property Details

APN / Parcel Number

Primary APN	`C-04-34-28-130-2510-0011`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,226 sqft Living Area
Gross Area	1,520 sqft
1st Floor Area	1,226 sqft
Flooring	Tile

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Duplex Single
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,029 sqft (0.138 acres)
Garage Type	Attached
Garage Area	294 sqft
Driveway	Driveway
Driveway Area	230 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3706 SARRIA AVE
City	SEBRING
State	FL
Zip	33872-2341
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2FUD
Legal Description	SUN N LAKE OF SEB UNIT 13 PB 9 PG 71 NLY 60 FT OF LOT 1 AS MEASURED ALONG SARRIA AVE BLK 251
Legal Subdivision	SUN'N LAKE ESTATES OF SEBRING UNIT 13
Legal Block	2
Legal Lot Number	1
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	3
Census Block	3009
Census Tract	960503

Owner

3706 Sarria Ave, a duplex, is owned and occupied by two individuals who bought it in June 2026.

Source: Highlands County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3706 SARRIA AVE, SEBRING, FL 33872-2341
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2026 · Amount on File
Deed Sale	Jun 29, 2026 · Amount on File
Deed Document Number	20262319361
Deed Book / Page	3201 / 1613
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 29, 2026
Property Address	3706 SARRIA AVE, SEBRING, FL 33872-2341
Document Number	0002319361
Book / Page	3201 / 1613
Instrument Date	Jun 25, 2026
Instrument	20262319361
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	HEARTLAND TITLE AGENCY, HEARTLAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150,591.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3706 SARRIA AVE, SEBRING, FL 33872-2341

Mortgage

Document Number	0002319362,
Date	Jun 29, 2026
Instrument	20262319362

Lender

Name	PLAINS COMMERCE BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$131,639	$154,046 Land $8,000 Building $146,046
2024	$1,493.00 (+2.89%)
2023	$1,451.00 (+2.18%) Homeowner's exemption	$124,203 (+3%)	$140,380 (+16.42%) Land $4,000 Building $136,380
2022	$1,420.00 Homeowner's exemption	$120,585 Land $4,000 Building $116,585	$120,585 Land $4,000 Building $116,585

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3706 Sarria Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3706 Sarria Ave is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20