3706 Paddock Cir, Suffolk, VA 23435 Property Records

Suffolk City property record for 3706 Paddock Cir, Suffolk, VA 23435

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,301 sqft · built 1998
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Tax Bill	$4,809 (2025)
Deeds & Mortgages	Mar 2021 Refinance Jul 2019 Sale & Mortgage
APN	`12H1A169`

Property Details

APN / Parcel Number

Primary APN	`12H1A169`
Alternative APN	`304628100`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,301 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	304628100
Street Address	3706 PADDOCK CIR
City	SUFFOLK
State	VA
Zip	23435-3204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED DEV OVERLAY
Legal Description	L.169,STEEPLECHASE,PHASE 1, SEC.A
Legal Subdivision	STEEPLECHASE
Legal Phase	1
Legal Lot Number	169
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	3
Census Block	3000
Census Tract	75203

Owner

Source: Suffolk City records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3706 PADDOCK CIR, SUFFOLK, VA 23435-3204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TOWNEBANK MORTGAGE
Jul 30, 2019	Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2025
Deed Sale	Jul 8, 2025
Prior Sale	Jul 30, 2019 · Amount on Record
Deed Document Number	250007433
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	3706 PADDOCK CIR, SUFFOLK, VA 23435-3204
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	ADVANTAGE TITLE AND ABSTRACT INC, ADVANCE TITLE & ABSTRACT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210003953
Date	Mar 8, 2021
Instrument	210003953

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.25%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Jul 30, 2019
Property Address	3706 PADDOCK CIR, SUFFOLK, VA 23435-3204
Document Number	190008110
Instrument Date	Jul 29, 2019
Instrument	190008110
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3706 PADDOCK CIR, SUFFOLK, VA 23435-3204

Mortgage

Document Number	190008111
Date	Jul 30, 2019
Instrument	190008111

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	190008112
Date	Jul 30, 2019
Instrument	190008112

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Suffolk City assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$407,400 (+3.35%) Land $85,000 Building $322,400
2025	$4,809.00 (+4.32%)	$407,400 (+3.35%) Land $85,000 Building $322,400	$394,200 (+1.28%) Land $85,000 Building $309,200
2024	$4,610.00 (+8.68%)	$394,200 (+1.28%) Land $85,000 Building $309,200
2023	$4,242.00	$389,200 Land $85,700 Building $303,500	$389,200 Land $85,700 Building $303,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUFFOLK serves 69,822 people · EPA ID VA3800805
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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