3706 Emerald Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 3706 Emerald Dr, Emerald Isle, NC 28594

Property Summary

Property TypeSingle Family Home
Details6 bd · 2 ba · 2,720 sqft · built 1979
Lot Size0.45 acres (19,602 sqft)
OwnerIndividual Name on File
Last Sale$758,000 (Jun 2005)
Tax Bill$4,539 (2025)
Flood ZoneZone X (minimal risk)
APN6314.13.03.5258000

Property Details

APN / Parcel Number

Primary APN6314.13.03.5258000
Alternative APNs
  • 400156
  • 64724

Interior

Bedrooms6 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,720 sqft Heated Area
Gross Area2,048 sqft
1st Floor Area1,280 sqft
FlooringVinyl/Resilient
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1992
Architectural StyleConventional
Exterior MaterialVinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area19,602 sqft (0.45 acres)
Lot Dimensions263 ft deep x 75 ft wide

Exterior Amenities

PorchSlab
Porch Area288 sqft
Deck Area46 sqft
Patio Area360 sqft
Shed1 Shed
Shed Area96 sqft
Boat AccessBoat Access
Boat LiftBoat Lift

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number64724
Street Address3706 EMERALD DR
CityEMERALD ISLE
StateNC
Zip28594-3805
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL1 SB B17 EMERALD ISLE
Legal SubdivisionEMERALD ISLE BY THE SEA
Legal Block03
Legal Lot Number1
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group1
Census Block1079
Census Tract970903

Owner

3706 Emerald Dr is owned by an individual who bought it in June 2005.

Source: Carteret County records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address4718 HARMONY CHURCH RD, EFLAND, NC 27243-9383
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 13, 2005 · Amount on File
Deed SaleJun 13, 2005 · Amount on File
Deed Document Number20051116139
Deed Book / Page1116 / 139
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 3706 Emerald Dr was $4,539.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,244,339 (-) Land $637,166 Building $607,173$1,244,339 (-) Land $637,166 Building $607,173
2025$4,539.00$1,244,339 Land $637,166 Building $607,173$1,244,339 Land $637,166 Building $607,173
2023$606,246 Land $411,832 Building $194,414$606,246 Land $411,832 Building $194,414
2022$3,220.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3706 Emerald Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 760 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies965 units insured
incl. 205 condo units
Nearby Flood Claims1,172 (1982–2024)
Claims Outside the SFHA778 of 1,172
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Hurricane Florence, Sep 2018 · 183 claims
  • Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims
  • Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3706 Emerald Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOGUE BANKS WATER CORPORATION
private · serves 4,995 people · EPA ID NC0416028
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Emerald Dr

Nearby Streets

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