3706 E Main St, Gatesville, TX 76528 Property Records

Coryell County property record for 3706 E Main St, Gatesville, TX 76528

Property Summary

Property Type	Rural Home
Details	2 ba · 2,866 sqft · built 1994
Lot Size	9.94 acres (432,986 sqft)
Owner	Individual Name on Record
Last Sale	$378,750 (Jul 2026)
Tax Bill	$5,310 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0-44-51-0000`

Property Details

APN / Parcel Number

Primary APN	`0-44-51-0000`
Alternative APN	`106488`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,866 sqft Living Area
1st Floor Area	1,975 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	432,986 sqft (9.94 acres)
Garage Type	Carport
Garage Area	580 sqft
Carport	Carport
Carport Area	580 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	282 sqft
Storage Building	117 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3706 E MAIN ST
City	GATESVILLE
State	TX
Zip	76528-2663
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	0711 T MERRILL, ACRES 9.94
Legal Subdivision	T MERRILL
Jurisdiction	CORYELL TX
Township / Civil Division	GATESVILLE
Census Block Group	3
Census Block	3029
Census Tract	10202

Owner

Source: Coryell County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3706 E MAIN ST, GATESVILLE, TX 76528-2663
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed, Transfer · VA Mortgage CMG MORTGAGE INC
Jun 22, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Mar 11, 2020	Deed of Trust, Mortgage · VA Mortgage LOANPAL LLC
May 7, 2019	Vendor's Lien, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2026 · Amount on Record
Deed Sale	Jul 30, 2026 · Amount on Record
Prior Sale	Jun 22, 2026
Deed Document Number	2026395700
Prior Transfer Date	May 1, 2019
Prior Transfer Doc	316188
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CORYELL TX
Recording Date	Jul 30, 2026
Property Address	3706 E MAIN ST, GATESVILLE, TX 76528-2663
Document Number	0000395700
Instrument Date	Jul 24, 2026
Instrument	2026395700
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3706 E MAIN ST, GATESVILLE, TX 76528-2663

Mortgage

Document Number	0000395701,
Date	Jul 30, 2026
Instrument	2026395701

Lender

Name	CMG MORTGAGE INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CORYELL TX
Recording Date	Jun 22, 2026
Property Address	3706 E MAIN ST, GATESVILLE, TX 76528-2663
Document Number	0000394501
Instrument Date	Jun 19, 2025
Instrument	2026394501
Transaction Type	Transfer
Record Updated	Jul 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3706 E MAIN ST, GATESVILLE, TX 76528-2697

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORYELL TX
Property Address	3706 E MAIN ST, GATESVILLE, TX 76528-2697
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000324780
Date	Mar 11, 2020
Instrument	324780

Lender

Name	LOANPAL LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

May 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CORYELL TX
Recording Date	May 7, 2019
Property Address	3706 E MAIN ST, GATESVILLE, TX 76528-2697
Document Number	316188
Instrument Date	May 1, 2019
Instrument	316188
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6440 LESSER DR, 6440, GREELEY, CO 80634-9594

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3706 E MAIN ST, GATESVILLE, TX 76528-2697

Mortgage

Document Number	316189
Date	May 7, 2019
Instrument	316189

Lender

Name	USAA FSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Coryell County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Coryell County
Municipality	Gatesville City
Unified School District	Gatesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,310.00 (-30.73%)	$350,790 (-30.06%) Land $15,820 Building $334,970	$484,430 (-3.41%) Land $149,460 Building $334,970
2024	$7,666.00 (+19.89%)
2023	$6,394.00 (-6.6%)	$501,540 Land $149,700 Building $351,840	$501,540 Land $149,700 Building $351,840
2022	$6,846.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 58% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GATESVILLE serves 16,135 people · EPA ID TX0500002
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	50 / 10

May also be available: AT&T, Brightspeed.

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