3706 E Flora St, Tampa, FL 33604 Property Records

Hillsborough County property record for 3706 E Flora St, Tampa, FL 33604

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,315 sqft · built 1955
Lot Size	0.165 acres (7,178 sqft)
Owner	Individual Name on Record
Last Sale	$192,000 (Jan 2021)
Tax Bill	$3,318 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`148715-0000`

Property Details

APN / Parcel Number

Primary APN	`148715-0000`
Alternative APN	`A28281946B000053000100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,315 sqft Living Area
Gross Area	1,347 sqft
1st Floor Area	1,315 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,178 sqft (0.165 acres)
Lot Dimensions	125 ft deep x 54 ft wide
Porch	Open Porch
Porch Area	32 sqft
Utility Building	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1487150000
Street Address	3706 E FLORA ST
City	TAMPA
State	FL
Zip	33604-5116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-60
Legal Description	TEMPLE CREST UNIT NO 3 LOT 10 BLOCK 53
Legal Range	19E
Legal Township	28S
Legal Section	28
Legal Subdivision	TEMPLE CREST UNIT NO 3
Legal Tract	46B
Legal Block	53
Legal Lot Number	10
Legal Unit	3
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	TAMPA
Census Block Group	2
Census Block	2012
Census Tract	800

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3706 E FLORA ST, TAMPA, FL 33604-5116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2021 · Amount on Record
Deed Sale	Jan 14, 2021 · Amount on Record
Prior Sale	Jun 2, 2015 · Amount on Record
Deed Document Number	202121288
Prior Transfer Date	Oct 24, 2014
Prior Transfer Doc	0000361757
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jan 14, 2021
Property Address	3706 E FLORA ST, TAMPA, FL 33604-5116
Document Number	0000021288
Map Reference	MB 10 PG 63
Instrument Date	Jan 13, 2021
Instrument	2021021288
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	PRIORITY TITLE OF FL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,344.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6115 N FORK CT, 6115, LAKELAND, FL 33809-1416

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3706 E FLORA ST, TAMPA, FL 33604-5116

Mortgage

Document Number	0000021289
Date	Jan 14, 2021
Instrument	2021021289

Lender

Name	SI MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Municipality	Tampa City
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$206,552 (+2.7%)	$215,954 (-1.15%) Land $54,540 Building $161,414
2025	$3,318.00 (+7.87%) Homeowner's exemption	$201,122 (+5.99%)	$218,458 (+15.12%) Land $54,540 Building $163,918
2024	$3,076.00 (+2.91%)
2023	$2,989.00 (-3.21%) Homeowner's exemption	$189,761 (-2.14%) Land $47,722 Building $142,039	$189,761 (-2.14%) Land $47,722 Building $142,039
2022	$3,088.00 Homeowner's exemption	$193,916 Land $44,314 Building $149,602	$193,916 Land $44,314 Building $149,602

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1985–2026)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TAMPA WATER DEPARTMENT serves 733,886 people · EPA ID FL6290327
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20